Banco MacroBMA +5.76%67 EV-to-FCF is 3.59 as of Jul. 12, 2026, which is 1138% above its 10-year median of 0.29. GuruFocus rates BMA with a GF Score™ of 67/100 and a GF Value™ of $33.21 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,199 Banks companies, Banco Macro ranks better than 61.88% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Macro's Enterprise Value is $3,891 Mil.
Banco Macro's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1,084 Mil. Therefore, Banco Macro's EV-to-FCF for today is 3.59.
The historical rank and industry rank for Banco Macro's EV-to-FCF or its related term are showing as below:
BMA'
s EV-to-FCF Range Over the Past 10 Years
Min: -19.08 Med: 0.29 Max: 17.32
Current: 3.89
During the past 13 years, the highest EV-to-FCF of Banco Macro was 17.32. The lowest was -19.08. And the median was 0.29.
BMA's EV-to-FCF is ranked better than 61.88% of 1199
companies
in the Banks industry
Industry Median: 6.56
vs BMA: 3.89
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Macro's PE Ratio (TTM) for today is calculated as:
Banco Macro's share price for today is $94.99.
Banco Macro's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.383.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco Macro EV-to-FCF Related Terms
Banco Macro EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banco Macro's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Macro's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Macro EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banco Macro's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banco Macro's EV-to-FCF falls into.
Banco Macro's current Enterprise Value is $3,891 Mil.
Banco Macro's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,084 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Macro (BMA) has a EV-to-FCF of 3.59 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Macro and its competitors. This is 1138% above median its historical median of 0.29. According to the industry distribution chart, Banco Macro ranks #457 out of 1199 companies in the Banks industry, placing it in the top 38.1%.
Is Banco Macro's EV-to-FCF too high?
Banco Macro's current EV-to-FCF of 3.59 is 1138% above median its 10-year median of 0.29. The Banks industry median EV-to-FCF is 6.56. Banco Macro's value of 3.59 is 45.3% below this industry median. Based on the distribution chart, Banco Macro ranks #457 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Macro has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Macro's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Macro ranks #457 out of 1199 companies for EV-to-FCF. This puts Banco Macro in the upper half of its industry. The industry median EV-to-FCF is 6.56. Banco Macro's value of 3.59 is 45.3% below this benchmark. While the company's 10-year median is 0.29 vs. the industry median of 6.56, Banco Macro has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Macro's current EV-to-FCF of 3.59 is 45.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Macro and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Macro's current EV-to-FCF is 3.59, which is 1138% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Macro stock overvalued right now?
Based on GuruFocus' analysis, Banco Macro (BMA) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.21, compared to a current price of $94.99 — trading 186% above its estimated fair value. The current EV-to-FCF is 3.59, which is 1138% above median its 10-year median of 0.29 and 45.3% below the Banks industry median of 6.56. Banco Macro's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Macro (BMA), the current EV-to-FCF is 3.59 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Macro (BMA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Macro stock appears to be overvalued.
The current stock price of $94.99 is trading 186% above its estimated GF Value™ of $33.21.
GuruFocus considers Banco Macro to be Significantly Overvalued.
Key valuation signals for BMA:
EV-to-FCF: 3.59 (1138% above median its 10-year median of 0.29)
GF Value™: $33.21 vs. price of $94.99 (186% above fair value)
Industry Position: 45.3% below the Banks median (#457 of 1199)
No single metric tells the full story. See the BMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Macro SA is a financial institution and it provides standard banking products and services designed to suit individual needs. It has two categories of customers, retail customers, which include individuals and entrepreneurs, and corporate customers, which include small, medium, and large companies and corporations. In addition, it provides services to four provincial governments. The company generates the majority of its revenue from Argentina.
67GF Score
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