Viji Finance (BOM:537820) EV-to-FCF: (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:537820 Viji Finance Ltd BOM:537820
58 GF Score
Price ₹8.98
GF Value ₹5.26
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Viji Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Viji Finance's Enterprise Value is ₹1,787.79 Mil. Viji Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.00 Mil. Therefore, Viji Finance's EV-to-FCF for today is .

The historical rank and industry rank for Viji Finance's EV-to-FCF or its related term are showing as below:

BOM:537820' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 77.3
Current: 77.3

During the past 13 years, the highest EV-to-FCF of Viji Finance was 77.30. The lowest was 0.00. And the median was 0.00.

BOM:537820's EV-to-FCF is ranked worse than
81.65% of 267 companies
in the Credit Services industry
Industry Median: 13.7 vs BOM:537820: 77.30

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), Viji Finance's stock price is ₹8.98. Viji Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.280. Therefore, Viji Finance's PE Ratio (TTM) for today is 32.07.


Viji Finance  (BOM:537820) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Viji Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.98/0.280
=32.07

Viji Finance's share price for today is ₹8.98.
Viji Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.280.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Viji Finance EV-to-FCF Related Terms


Viji Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Viji Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viji Finance EV-to-FCF Chart

Viji Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.40 -5.93 -9.50 -14.10 21.41

Viji Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 21.41 0.00

BOM:537820 vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Viji Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viji Finance EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Viji Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Viji Finance's EV-to-FCF falls into.


BOM:537820
58GF Score
Viji Finance Ltd BOM:537820
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viji Finance EV-to-FCF Calculation

Viji Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1787.792/0
=

Viji Finance's current Enterprise Value is ₹1,787.79 Mil.
Viji Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Viji Finance (BOM:537820) Overvalued in 2026?

Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued. The current stock price of ₹8.98 is trading 70.7% above its estimated GF Value™ of ₹5.26. GuruFocus considers Viji Finance to be Significantly Overvalued.

Key valuation signals for BOM:537820:

  • EV-to-FCF:
  • GF Value™: ₹5.26 vs. price of ₹8.98 (70.7% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the BOM:537820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viji Finance Business Description

Other Exchanges VIJIFIN:India
Address 11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
58GF Score

Get the complete analysis for BOM:537820

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.98
Price
₹5.26
GF Value