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Viji FinanceBOM:537820 +1.95%65 Days Payable is 707.22 as of Mar. 2026, which is 79% above its 10-year median of 396.12. GuruFocus rates BOM:537820 with a GF Score™ of 65/100 and a GF Value™ of ₹5.20 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 300 Credit Services companies, Viji Finance ranks better than 85.33% on this metric.
The historical rank and industry rank for Viji Finance's Days Payable or its related term are showing as below:
BOM:537820'
s Days Payable Range Over the Past 10 Years
Min: 329.17 Med: 396.12 Max: 396.12
Current: 329.17
During the past 13 years, Viji Finance's highest Days Payable was 396.12. The lowest was 329.17. And the median was 396.12.
BOM:537820's Days Payable is ranked better than 85.33% of 300
companies
in the Credit Services industry
Industry Median: 33.405
vs BOM:537820: 329.17
Viji Finance's Days Payable
increased
from Mar. 2025 (0.00) to Mar. 2026 (707.22).
It may suggest that Viji Financedelayed paying its suppliers.
Viji Finance Days Payable Related Terms
Viji Finance Days Payable Historical Data
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The historical data trend for Viji Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Viji Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viji Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Viji Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Viji Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Viji Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viji Finance (BOM:537820) has a Days Payable of 707.22 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Viji Finance and its competitors. This is 79% above median its historical median of 396.12. Over the past decade, Viji Finance's Days Payable has ranged from 329.17 to 396.12. According to the industry distribution chart, Viji Finance ranks #44 out of 300 companies in the Credit Services industry, placing it in the top 14.7%.
Is Viji Finance's Days Payable too high?
Viji Finance's current Days Payable of 707.22 is 79% above median its 10-year median of 396.12. Over the past 10 years, this metric has ranged from a low of 329.17 to a high of 396.12. The Credit Services industry median Days Payable is 33.41. Viji Finance's value of 707.22 is 2017.1% above this industry median. Based on the distribution chart, Viji Finance ranks #44 out of 300 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Viji Finance has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Viji Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Viji Finance ranks #44 out of 300 companies for Days Payable. This places Viji Finance in the top 15% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.41. Viji Finance's value of 707.22 is 2017.1% above this benchmark. Historically, Viji Finance's own Days Payable has ranged from 329.17 to 396.12 over the past decade. While the company's 10-year median is 396.12 vs. the industry median of 33.41, Viji Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viji Finance's current Days Payable of 707.22 is 2017.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Viji Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viji Finance's current Days Payable is 707.22, which is 79% above median its own 10-year median of 396.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viji Finance stock overvalued right now?
Based on GuruFocus' analysis, Viji Finance (BOM:537820) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.20, compared to a current price of ₹7.85 — trading 51% above its estimated fair value. The current Days Payable is 707.22, which is 79% above median its 10-year median of 396.12 and 2017.1% above the Credit Services industry median of 33.41. Viji Finance's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Viji Finance (BOM:537820), the current Days Payable is 707.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viji Finance (BOM:537820) Overvalued in 2026?
Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued.
The current stock price of ₹7.85 is trading 51% above its estimated GF Value™ of ₹5.20.
GuruFocus considers Viji Finance to be Significantly Overvalued.
Key valuation signals for BOM:537820:
Days Payable: 707.22 (79% above median its 10-year median of 396.12)
GF Value™: ₹5.20 vs. price of ₹7.85 (51% above fair value)
Industry Position: 2017.1% above the Credit Services median (#44 of 300)
No single metric tells the full story. See the BOM:537820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
65GF Score
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