Viji Finance (BOM:537820) Selling, General, & Admin. Expense: ₹0.41 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:537820 Viji Finance Ltd BOM:537820
59 GF Score
Price ₹16.70
GF Value ₹5.46
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Viji Finance Selling, General, & Admin. Expense?

Viji Finance BOM:537820 +1.95% 59 Selling, General, & Admin. Expense is ₹0.41 Mil as of Jun. 2026. GuruFocus rates BOM:537820 with a GF Score™ of 59/100 and a GF Value™ of ₹5.46 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Viji Finance's selling, general, & admin. expense for the three months ended in Jun. 2026 was ₹0.00 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.41 Mil.


Viji Finance  (BOM:537820) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Viji Finance Selling, General, & Admin. Expense Related Terms


Viji Finance Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Viji Finance's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viji Finance Selling, General, & Admin. Expense Chart

Viji Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 1.46 1.80 0.39 0.95

Viji Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.41 0.00

BOM:537820 vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Viji Finance's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viji Finance Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Viji Finance's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Viji Finance's Selling, General, & Admin. Expense falls into.


BOM:537820
59GF Score
Viji Finance Ltd BOM:537820
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Viji Finance Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.41 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₹0.41 Mil mean?
Viji Finance (BOM:537820) has a Selling, General, & Admin. Expense of ₹0.41 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Viji Finance and its competitors.
Is Viji Finance's Selling, General, & Admin. Expense too high?
Viji Finance's current Selling, General, & Admin. Expense is ₹0.41 Mil. Overall, Viji Finance has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Viji Finance's Selling, General, & Admin. Expense compare to V and MA?
Viji Finance's Selling, General, & Admin. Expense of ₹0.41 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Viji Finance and its competitors. Viji Finance's current Selling, General, & Admin. Expense is ₹0.41 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viji Finance stock overvalued right now?
Based on GuruFocus' analysis, Viji Finance (BOM:537820) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.46, compared to a current price of ₹16.70 — trading 205.9% above its estimated fair value. The current Selling, General, & Admin. Expense is ₹0.41 Mil. Viji Finance's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Viji Finance (BOM:537820), the current Selling, General, & Admin. Expense is ₹0.41 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viji Finance (BOM:537820) Overvalued in 2026?

Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued. The current stock price of ₹16.70 is trading 205.9% above its estimated GF Value™ of ₹5.46. GuruFocus considers Viji Finance to be Significantly Overvalued.

Key valuation signals for BOM:537820:

  • Selling, General, & Admin. Expense: ₹0.41 Mil
  • GF Value™: ₹5.46 vs. price of ₹16.70 (205.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the BOM:537820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viji Finance Business Description

Other Exchanges VIJIFIN:India
Address 11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
59GF Score

Get the complete analysis for BOM:537820

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.70
Price
₹5.46
GF Value