Viji Finance (BOM:537820) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:537820 Viji Finance Ltd BOM:537820
65 GF Score
Price ₹8.16
GF Value ₹5.24
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Viji Finance Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:537820
65GF Score
Viji Finance Ltd BOM:537820
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Viji Finance (BOM:537820) Overvalued in 2026?

Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued. The current stock price of ₹8.16 is trading 55.7% above its estimated GF Value™ of ₹5.24. GuruFocus considers Viji Finance to be Significantly Overvalued.

Key valuation signals for BOM:537820:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹5.24 vs. price of ₹8.16 (55.7% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BOM:537820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viji Finance Business Description

Other Exchanges VIJIFIN:India
Address 11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
65GF Score

Get the complete analysis for BOM:537820

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.16
Price
₹5.24
GF Value