Viji Finance (BOM:537820) LT-Debt-to-Total-Asset: 0.00 (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:537820 Viji Finance Ltd BOM:537820
58 GF Score
Price ₹8.98
GF Value ₹5.26
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Viji Finance LT-Debt-to-Total-Asset?

Viji Finance BOM:537820 +1.93% 58 LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus rates BOM:537820 with a GF Score™ of 58/100 and a GF Value™ of ₹5.26 (Significantly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Viji Finance's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.00.

Viji Finance's long-term debt to total assets ratio stayed the same from Jun. 2025 (0.00) to Jun. 2026 (0.00).


Viji Finance  (BOM:537820) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Viji Finance LT-Debt-to-Total-Asset Related Terms


Viji Finance LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Viji Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viji Finance LT-Debt-to-Total-Asset Chart

Viji Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.41 0.06 0.36 0.06

Viji Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.34 0.00 0.06 0.00
BOM:537820
58GF Score
Viji Finance Ltd BOM:537820
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Viji Finance LT-Debt-to-Total-Asset Calculation

Viji Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=18.751/336.535
=0.06

Viji Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=0/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Viji Finance (BOM:537820) has a LT-Debt-to-Total-Asset of 0.00 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Viji Finance and its competitors.
Is Viji Finance's LT-Debt-to-Total-Asset too high?
Viji Finance's current LT-Debt-to-Total-Asset is 0.00. Overall, Viji Finance has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Viji Finance's LT-Debt-to-Total-Asset compare to V and MA?
Viji Finance's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Viji Finance and its competitors. Viji Finance's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viji Finance stock overvalued right now?
Based on GuruFocus' analysis, Viji Finance (BOM:537820) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹5.26, compared to a current price of ₹8.98 — trading 70.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Viji Finance's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Viji Finance (BOM:537820), the current LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viji Finance (BOM:537820) Overvalued in 2026?

Based on GuruFocus' analysis, Viji Finance stock appears to be overvalued. The current stock price of ₹8.98 is trading 70.7% above its estimated GF Value™ of ₹5.26. GuruFocus considers Viji Finance to be Significantly Overvalued.

Key valuation signals for BOM:537820:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₹5.26 vs. price of ₹8.98 (70.7% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the BOM:537820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viji Finance Business Description

Other Exchanges VIJIFIN:India
Address 11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of financial services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loans, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.
58GF Score

Get the complete analysis for BOM:537820

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.98
Price
₹5.26
GF Value