GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Viji Finance Ltd (BOM:537820) » Definitions » Effective Interest Rate on Debt %

Viji Finance (BOM:537820) Effective Interest Rate on Debt % : 0.00% (As of Mar. 2025)


View and export this data going back to 2014. Start your Free Trial

What is Viji Finance Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Viji Finance's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₹0.00 Mil. Viji Finance's average total debt for the quarter that ended in Mar. 2025 was ₹125.97 Mil. Therefore, Viji Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 0.00%.


Viji Finance Effective Interest Rate on Debt % Historical Data

The historical data trend for Viji Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Viji Finance Effective Interest Rate on Debt % Chart

Viji Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.11 0.71 0.09 -

Viji Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Viji Finance's Effective Interest Rate on Debt %

For the Credit Services subindustry, Viji Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viji Finance's Effective Interest Rate on Debt % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Viji Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Viji Finance's Effective Interest Rate on Debt % falls into.


;
;

Viji Finance Effective Interest Rate on Debt % Calculation

Viji Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  0/( (120.538+125.972)/ 2 )
=-1  *  0/123.255
=0.00 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.03 + 104.508
=120.538

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=125.972 + 0
=125.972

Viji Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  0/( (0+125.972)/ 1 )
=-1  *  0/125.972
=0.00 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=125.972 + 0
=125.972

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Viji Finance  (BOM:537820) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Viji Finance Effective Interest Rate on Debt % Related Terms

Thank you for viewing the detailed overview of Viji Finance's Effective Interest Rate on Debt % provided by GuruFocus.com. Please click on the following links to see related term pages.


Viji Finance Business Description

Traded in Other Exchanges
Address
11/2, Jaora Compound, Usha Ganj, Indore, MP, IND, 452001
Viji Finance Ltd is a non-banking finance company operating in the business segment of Finance services. It generates revenue from the Interest and Financial Commission. The company's services include Corporate Finance, Infrastructure Finance, Retail loan, and Personal Finance. It serves individuals and corporations. The firm caters to individuals and corporations by providing them with customized financial products and services that give them access to low-cost finance.

Viji Finance Headlines

No Headlines