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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, JMJ Fintech's Enterprise Value is ₹323.7 Mil.
JMJ Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-223.7 Mil. Therefore, JMJ Fintech's EV-to-FCF for today is -1.45.
The historical rank and industry rank for JMJ Fintech's EV-to-FCF or its related term are showing as below:
BOM:538834'
s EV-to-FCF Range Over the Past 10 Years
Min: -77.19 Med: -3.88 Max: 834.09
Current: -1.46
During the past 13 years, the highest EV-to-FCF of JMJ Fintech was 834.09. The lowest was -77.19. And the median was -3.88.
BOM:538834's EV-to-FCF is ranked worse than 100% of 268
companies
in the Credit Services industry
Industry Median: 14.035
vs BOM:538834: -1.46
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
JMJ Fintech's PE Ratio (TTM) for today is calculated as:
JMJ Fintech's share price for today is ₹9.38.
JMJ Fintech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2.771.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
JMJ Fintech EV-to-FCF Related Terms
JMJ Fintech EV-to-FCF Historical Data
* Premium members only.
The historical data trend for JMJ Fintech's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JMJ Fintech's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMJ Fintech EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMJ Fintech's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where JMJ Fintech's EV-to-FCF falls into.
JMJ Fintech's current Enterprise Value is ₹323.7 Mil.
JMJ Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-223.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMJ Fintech (BOM:538834) has a EV-to-FCF of -1.45 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on JMJ Fintech and its competitors. According to the industry distribution chart, JMJ Fintech ranks #999999 out of 268 companies in the Credit Services industry.
Is JMJ Fintech's EV-to-FCF too high?
JMJ Fintech's current EV-to-FCF is -1.45. Based on the distribution chart, JMJ Fintech ranks #999999 out of 268 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, JMJ Fintech has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, JMJ Fintech ranks #999999 out of 268 companies for EV-to-FCF. This places JMJ Fintech in the lower half of its industry. The industry median EV-to-FCF is 14.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 14.04, based on 268 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on JMJ Fintech and its competitors. For the Credit Services industry, the median EV-to-FCF is 14.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMJ Fintech's current EV-to-FCF is -1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹16.73, compared to a current price of ₹9.38 — trading 43.9% below its estimated fair value. The current EV-to-FCF is -1.45. JMJ Fintech's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current EV-to-FCF is -1.45 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMJ Fintech (BOM:538834) Overvalued in 2026?
Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued.
The current stock price of ₹9.38 is trading 43.9% below its estimated GF Value™ of ₹16.73.
GuruFocus considers JMJ Fintech to be Possible Value Trap.
Key valuation signals for BOM:538834:
EV-to-FCF: -1.45
GF Value™: ₹16.73 vs. price of ₹9.38 (43.9% below fair value)
No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
57GF Score
Get the complete analysis for BOM:538834
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