JMJ FintechBOM:538834 -0.90%61 Dividend Yield % is 2.53% as of Jun. 30, 2026, which is 41% above its 10-year median of 1.79. GuruFocus rates BOM:538834 with a GF Score™ of 61/100 and a GF Value™ of ₹16.42 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 211 Credit Services companies, JMJ Fintech ranks worse than 66.82% on this metric.
As of today (2026-06-30), the Trailing Annual Dividend Yield of JMJ Fintech is 2.53%.
Good Sign:
JMJ Fintech Ltd stock Dividend Yield % is close to 1-year high.
The historical rank and industry rank for JMJ Fintech's Dividend Yield % or its related term are showing as below:
BOM:538834'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.5 Med: 1.79 Max: 2.71
Current: 2.53
During the past 13 years, the highest Dividend Yield of JMJ Fintech was 2.71%. The lowest was 1.50%. And the median was 1.79%.
BOM:538834's Dividend Yield % is ranked worse than 66.82% of 211
companies
in the Credit Services industry
Industry Median: 4.09
vs BOM:538834: 2.53
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for JMJ Fintech's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538834 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, JMJ Fintech's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMJ Fintech Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMJ Fintech's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where JMJ Fintech's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
JMJ Fintech Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 0.250000
2025-09-18
2025-09-19
0000-00-00
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
JMJ Fintech's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.25
/
9.90
=
2.53 %
Current Share Price is ₹9.90. JMJ Fintech's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₹0.25.
JMJ Fintech's Forward Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMJ Fintech (BOM:538834) has a Dividend Yield % of 2.53% as of Jun. 30, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on JMJ Fintech and its competitors. This is 41% above median its historical median of 1.79. Over the past decade, JMJ Fintech's Dividend Yield % has ranged from 1.50 to 2.71. According to the industry distribution chart, JMJ Fintech ranks #141 out of 211 companies in the Credit Services industry, placing it in the top 66.8%.
Is JMJ Fintech's Dividend Yield % too high?
JMJ Fintech's current Dividend Yield % of 2.53% is 41% above median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 2.71. The Credit Services industry median Dividend Yield % is 4.09. JMJ Fintech's value of 2.53% is 38.1% below this industry median. Based on the distribution chart, JMJ Fintech ranks #141 out of 211 companies in the Credit Services industry, which is below the industry midpoint. Overall, JMJ Fintech has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, JMJ Fintech ranks #141 out of 211 companies for Dividend Yield %. This places JMJ Fintech in the lower half of its industry. The industry median Dividend Yield % is 4.09. JMJ Fintech's value of 2.53% is 38.1% below this benchmark. Historically, JMJ Fintech's own Dividend Yield % has ranged from 1.50 to 2.71 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 4.09, JMJ Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 4.09, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMJ Fintech's current Dividend Yield % of 2.53% is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on JMJ Fintech and its competitors. For the Credit Services industry, the median Dividend Yield % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMJ Fintech's current Dividend Yield % is 2.53%, which is 41% above median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹16.42, compared to a current price of ₹9.90 — trading 39.7% below its estimated fair value. The current Dividend Yield % is 2.53%, which is 41% above median its 10-year median of 1.79 and 38.1% below the Credit Services industry median of 4.09. JMJ Fintech's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current Dividend Yield % is 2.53% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMJ Fintech (BOM:538834) Overvalued in 2026?
Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued.
The current stock price of ₹9.90 is trading 39.7% below its estimated GF Value™ of ₹16.42.
GuruFocus considers JMJ Fintech to be Possible Value Trap.
Key valuation signals for BOM:538834:
Dividend Yield %: 2.53% (41% above median its 10-year median of 1.79)
GF Value™: ₹16.42 vs. price of ₹9.90 (39.7% below fair value)
Industry Position: 38.1% below the Credit Services median (#141 of 211)
No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
61GF Score
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