JMJ Fintech (BOM:538834) Asset Turnover: 0.07 (As of Mar. 2026)

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BOM:538834 JMJ Fintech Ltd BOM:538834
57 GF Score
Price ₹9.78
GF Value ₹16.59
Valuation Possible Value Trap
! 7 Warning Signs
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What is JMJ Fintech Asset Turnover?

JMJ Fintech BOM:538834 -0.20% 57 Asset Turnover is 0.07 as of Mar. 2026. GuruFocus rates BOM:538834 with a GF Score™ of 57/100 and a GF Value™ of ₹16.59 (Possible Value Trap). The stock has 7 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. JMJ Fintech's Revenue for the three months ended in Mar. 2026 was ₹53.4 Mil. JMJ Fintech's Total Assets for the quarter that ended in Mar. 2026 was ₹793.2 Mil. Therefore, JMJ Fintech's Asset Turnover for the quarter that ended in Mar. 2026 was 0.07.

Asset Turnover is linked to ROE % through Du Pont Formula. JMJ Fintech's annualized ROE % for the quarter that ended in Mar. 2026 was 15.10%. It is also linked to ROA % through Du Pont Formula. JMJ Fintech's annualized ROA % for the quarter that ended in Mar. 2026 was 8.81%.


JMJ Fintech  (BOM:538834) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

JMJ Fintech's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=69.868/462.7855
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(69.868 / 213.724)*(213.724 / 793.228)*(793.228/ 462.7855)
=Net Margin %*Asset Turnover*Equity Multiplier
=32.69 %*0.2694*1.714
=ROA %*Equity Multiplier
=8.81 %*1.714
=15.10 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

JMJ Fintech's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=69.868/793.228
=(Net Income / Revenue)*(Revenue / Total Assets)
=(69.868 / 213.724)*(213.724 / 793.228)
=Net Margin %*Asset Turnover
=32.69 %*0.2694
=8.81 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


JMJ Fintech Asset Turnover Related Terms


JMJ Fintech Asset Turnover Historical Data

* Premium members only.

The historical data trend for JMJ Fintech's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JMJ Fintech Asset Turnover Chart

JMJ Fintech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.27 0.35 0.45 0.32

JMJ Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.10 0.11 0.08 0.07

BOM:538834 vs V, MA, AXP: Asset Turnover Comparison

For the Credit Services subindustry, JMJ Fintech's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JMJ Fintech Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, JMJ Fintech's Asset Turnover distribution charts can be found below:

* The bar in red indicates where JMJ Fintech's Asset Turnover falls into.


BOM:538834
57GF Score
JMJ Fintech Ltd BOM:538834
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JMJ Fintech Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

JMJ Fintech's Asset Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=218.199/( (480.534+895.764)/ 2 )
=218.199/688.149
=0.32

JMJ Fintech's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=53.431/( (690.692+895.764)/ 2 )
=53.431/793.228
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.07 mean?
JMJ Fintech (BOM:538834) has a Asset Turnover of 0.07 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on JMJ Fintech and its competitors.
Is JMJ Fintech's Asset Turnover too high?
JMJ Fintech's current Asset Turnover is 0.07. Overall, JMJ Fintech has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's Asset Turnover compare to V and MA?
JMJ Fintech's Asset Turnover of 0.07 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on JMJ Fintech and its competitors. JMJ Fintech's current Asset Turnover is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹16.59, compared to a current price of ₹9.78 — trading 41% below its estimated fair value. The current Asset Turnover is 0.07. JMJ Fintech's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current Asset Turnover is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JMJ Fintech (BOM:538834) Overvalued in 2026?

Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued. The current stock price of ₹9.78 is trading 41% below its estimated GF Value™ of ₹16.59. GuruFocus considers JMJ Fintech to be Possible Value Trap.

Key valuation signals for BOM:538834:

  • Asset Turnover: 0.07
  • GF Value™: ₹16.59 vs. price of ₹9.78 (41% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JMJ Fintech Business Description

Address Gopalsamy Temple Street, Shop No 3, 1st Floor, Adhi Vinayaka Complex, No 3 Bus stand, Coimbatore, TN, IND, 641006
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
57GF Score

Get the complete analysis for BOM:538834

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.78
Price
₹16.59
GF Value