JMJ Fintech (BOM:538834) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538834 JMJ Fintech Ltd BOM:538834
57 GF Score
Price ₹9.53
GF Value ₹16.66
Valuation Possible Value Trap
! 7 Warning Signs
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What is JMJ Fintech Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

JMJ Fintech's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.


BOM:538834 vs V, MA, AXP: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, JMJ Fintech's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JMJ Fintech Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, JMJ Fintech's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where JMJ Fintech's Margin of Safety % (DCF Dividends Based) falls into.


BOM:538834
57GF Score
JMJ Fintech Ltd BOM:538834
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JMJ Fintech (BOM:538834) Overvalued in 2026?

Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued. The current stock price of ₹9.53 is trading 42.8% below its estimated GF Value™ of ₹16.66. GuruFocus considers JMJ Fintech to be Possible Value Trap.

Key valuation signals for BOM:538834:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₹16.66 vs. price of ₹9.53 (42.8% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JMJ Fintech Business Description

Address Gopalsamy Temple Street, Shop No 3, 1st Floor, Adhi Vinayaka Complex, No 3 Bus stand, Coimbatore, TN, IND, 641006
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
57GF Score

Get the complete analysis for BOM:538834

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.53
Price
₹16.66
GF Value