JMJ FintechBOM:538834 -0.30%61 EBITDA Margin % is 44.98% as of Mar. 2026, which is 69% above its 10-year median of 26.61. GuruFocus rates BOM:538834 with a GF Score™ of 61/100 and a GF Value™ of ₹16.46 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 413 Credit Services companies, JMJ Fintech ranks better than 78.45% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. JMJ Fintech's EBITDA for the
three
months ended in Mar. 2026 was ₹24.0 Mil. JMJ Fintech's Revenue for the
three
months ended in Mar. 2026 was ₹53.4 Mil. Therefore, JMJ Fintech's EBITDA margin for the quarter that ended in Mar. 2026 was 44.98%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
JMJ Fintech EBITDA Margin % Related Terms
JMJ Fintech EBITDA Margin % Historical Data
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The historical data trend for JMJ Fintech's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538834 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, JMJ Fintech's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMJ Fintech EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMJ Fintech's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where JMJ Fintech's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMJ Fintech (BOM:538834) has a EBITDA Margin % of 44.98% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on JMJ Fintech and its competitors. This is 69% above median its historical median of 26.61. According to the industry distribution chart, JMJ Fintech ranks #89 out of 413 companies in the Credit Services industry, placing it in the top 21.5%.
Is JMJ Fintech's EBITDA Margin % too high?
JMJ Fintech's current EBITDA Margin % of 44.98% is 69% above median its 10-year median of 26.61. The Credit Services industry median EBITDA Margin % is 21.03. JMJ Fintech's value of 44.98% is 113.9% above this industry median. Based on the distribution chart, JMJ Fintech ranks #89 out of 413 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, JMJ Fintech has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, JMJ Fintech ranks #89 out of 413 companies for EBITDA Margin %. This places JMJ Fintech in the top 22% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 21.03. JMJ Fintech's value of 44.98% is 113.9% above this benchmark. While the company's 10-year median is 26.61 vs. the industry median of 21.03, JMJ Fintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMJ Fintech's current EBITDA Margin % of 44.98% is 113.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on JMJ Fintech and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMJ Fintech's current EBITDA Margin % is 44.98%, which is 69% above median its own 10-year median of 26.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹16.46, compared to a current price of ₹9.87 — trading 40% below its estimated fair value. The current EBITDA Margin % is 44.98%, which is 69% above median its 10-year median of 26.61 and 113.9% above the Credit Services industry median of 21.03. JMJ Fintech's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current EBITDA Margin % is 44.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMJ Fintech (BOM:538834) Overvalued in 2026?
Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued.
The current stock price of ₹9.87 is trading 40% below its estimated GF Value™ of ₹16.46.
GuruFocus considers JMJ Fintech to be Possible Value Trap.
Key valuation signals for BOM:538834:
EBITDA Margin %: 44.98% (69% above median its 10-year median of 26.61)
GF Value™: ₹16.46 vs. price of ₹9.87 (40% below fair value)
Industry Position: 113.9% above the Credit Services median (#89 of 413)
No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
61GF Score
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