FCF Margin % is calculated as Free Cash Flow divided by its Revenue. JMJ Fintech's Free Cash Flow for the
three
months ended in Mar. 2026 was ₹-208.8 Mil. JMJ Fintech's Revenue for the
three
months ended in Mar. 2026 was ₹53.4 Mil. Therefore, JMJ Fintech's FCF Margin % for the quarter that ended in Mar. 2026 was -390.80%.
The historical rank and industry rank for JMJ Fintech's FCF Margin % or its related term are showing as below:
BOM:538834'
s FCF Margin % Range Over the Past 10 Years
Min: -117.69 Med: -48.98 Max: 353.53
Current: -102.51
During the past 13 years, the highest FCF Margin % of JMJ Fintech was 353.53%. The lowest was -117.69%. And the median was -48.98%.
BOM:538834's FCF Margin % is ranked worse than 82.45% of 530
companies
in the Credit Services industry
Industry Median: -0.06
vs BOM:538834: -102.51
JMJ Fintech FCF Margin % Related Terms
JMJ Fintech FCF Margin % Historical Data
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The historical data trend for JMJ Fintech's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JMJ Fintech's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMJ Fintech FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMJ Fintech's FCF Margin % distribution charts can be found below:
* The bar in red indicates where JMJ Fintech's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMJ Fintech (BOM:538834) has a FCF Margin % of -390.80% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on JMJ Fintech and its competitors. According to the industry distribution chart, JMJ Fintech ranks #437 out of 530 companies in the Credit Services industry, placing it in the top 82.5%.
Is JMJ Fintech's FCF Margin % too high?
JMJ Fintech's current FCF Margin % is -390.80%. Based on the distribution chart, JMJ Fintech ranks #437 out of 530 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, JMJ Fintech has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, JMJ Fintech ranks #437 out of 530 companies for FCF Margin %. This places JMJ Fintech in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on JMJ Fintech and its competitors. JMJ Fintech's current FCF Margin % is -390.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹16.46, compared to a current price of ₹9.87 — trading 40% below its estimated fair value. The current FCF Margin % is -390.80%. JMJ Fintech's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current FCF Margin % is -390.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMJ Fintech (BOM:538834) Overvalued in 2026?
Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued.
The current stock price of ₹9.87 is trading 40% below its estimated GF Value™ of ₹16.46.
GuruFocus considers JMJ Fintech to be Possible Value Trap.
Key valuation signals for BOM:538834:
FCF Margin %: -390.80%
GF Value™: ₹16.46 vs. price of ₹9.87 (40% below fair value)
No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMJ Fintech Ltd is an Indian non-banking finance company. The company is engaged in non-banking financial activities and investment/trading in shares and securities. It also lends money, provides loans to both corporate clients and high net worth individuals. The business also finances the small and medium-sized enterprise (SME) sector for growth. It acts as a consultant to the organizations for raising funds, including capital either through an initial public offering or private equity/venture funds. It serves as a management consultant relating to the merger, amalgamation, acquisitions and valuation.
61GF Score
Get the complete analysis for BOM:538834
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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