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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. JMJ Fintech's Free Cash Flow for the
three
months ended in Jun. 2026 was ₹31.0 Mil. JMJ Fintech's Revenue for the
three
months ended in Jun. 2026 was ₹53.6 Mil. Therefore, JMJ Fintech's FCF Margin % for the quarter that ended in Jun. 2026 was 57.71%.
The historical data trend for JMJ Fintech's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JMJ Fintech's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMJ Fintech FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMJ Fintech's FCF Margin % distribution charts can be found below:
* The bar in red indicates where JMJ Fintech's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMJ Fintech (BOM:538834) has a FCF Margin % of 57.71% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on JMJ Fintech and its competitors. According to the industry distribution chart, JMJ Fintech ranks #130 out of 558 companies in the Credit Services industry, placing it in the top 23.3%.
Is JMJ Fintech's FCF Margin % too high?
JMJ Fintech's current FCF Margin % is 57.71%. The Credit Services industry median FCF Margin % is 7.07. JMJ Fintech's value of 57.71% is 716.8% above this industry median. Based on the distribution chart, JMJ Fintech ranks #130 out of 558 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, JMJ Fintech has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does JMJ Fintech's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, JMJ Fintech ranks #130 out of 558 companies for FCF Margin %. This places JMJ Fintech in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 7.07. JMJ Fintech's value of 57.71% is 716.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 7.07, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMJ Fintech's current FCF Margin % of 57.71% is 716.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on JMJ Fintech and its competitors. For the Credit Services industry, the median FCF Margin % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMJ Fintech's current FCF Margin % is 57.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMJ Fintech stock overvalued right now?
Based on GuruFocus' analysis, JMJ Fintech (BOM:538834) is currently considered Possible Value Trap. The stock's GF Value™ is ₹19.57, compared to a current price of ₹9.64 — trading 50.7% below its estimated fair value. The current FCF Margin % is 57.71% and 716.8% above the Credit Services industry median of 7.07. JMJ Fintech's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For JMJ Fintech (BOM:538834), the current FCF Margin % is 57.71% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMJ Fintech (BOM:538834) Overvalued in 2026?
Based on GuruFocus' analysis, JMJ Fintech stock appears to be undervalued.
The current stock price of ₹9.64 is trading 50.7% below its estimated GF Value™ of ₹19.57.
GuruFocus considers JMJ Fintech to be Possible Value Trap.
Key valuation signals for BOM:538834:
FCF Margin %: 57.71%
GF Value™: ₹19.57 vs. price of ₹9.64 (50.7% below fair value)
Industry Position: 716.8% above the Credit Services median (#130 of 558)
No single metric tells the full story. See the BOM:538834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMJ Fintech Ltd is an Indian non-banking finance company (NBFC) engaged in lending and investment activities. It provides loans to corporate clients, high-net-worth individuals, and small and medium-sized enterprises, supporting their growth and working capital needs. In addition to its core lending operations, the company invests and trades in shares and securities. JMJ Fintech also offers advisory and consultancy services, assisting organizations in raising capital through initial public offerings, private equity, and venture funding. Its consulting practice extends to mergers, amalgamations, acquisitions, and valuation assignments. The company operates primarily in India, serving businesses and individual borrowers across sectors. Its revenue model combines interest income from its loan portfolio, returns from investment and trading activities in securities, and fee-based income from its financial advisory and management consultancy services.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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