Banco Bmg (BSP:BMGB4) EV-to-FCF: -22.97 (As of Jul. 22, 2026)

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BSP:BMGB4 Banco Bmg SA BSP:BMGB4
74 GF Score
Price R$5.23
GF Value R$7.44
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Banco Bmg EV-to-FCF?

Banco Bmg BSP:BMGB4 -0.19% 74 EV-to-FCF is -22.97 as of Jul. 22, 2026. GuruFocus rates BSP:BMGB4 with a GF Score™ of 74/100 and a GF Value™ of R$7.44 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,192 Banks companies, Banco Bmg ranks worse than 83892.53% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Bmg's Enterprise Value is R$9,405 Mil. Banco Bmg's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$-409 Mil. Therefore, Banco Bmg's EV-to-FCF for today is -22.97.

The historical rank and industry rank for Banco Bmg's EV-to-FCF or its related term are showing as below:

BSP:BMGB4' s EV-to-FCF Range Over the Past 10 Years
Min: -223.27   Med: 7.15   Max: 2650.1
Current: -22.81

During the past 9 years, the highest EV-to-FCF of Banco Bmg was 2650.10. The lowest was -223.27. And the median was 7.15.

BSP:BMGB4's EV-to-FCF is ranked worse than
100% of 1192 companies
in the Banks industry
Industry Median: 6.71 vs BSP:BMGB4: -22.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-22), Banco Bmg's stock price is R$5.23. Banco Bmg's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$0.975. Therefore, Banco Bmg's PE Ratio (TTM) for today is 5.36.


Banco Bmg  (BSP:BMGB4) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco Bmg's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.23/0.975
=5.36

Banco Bmg's share price for today is R$5.23.
Banco Bmg's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$0.975.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco Bmg EV-to-FCF Related Terms


Banco Bmg EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco Bmg's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bmg EV-to-FCF Chart

Banco Bmg Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only 15.47 82.20 36.13 17.23 -5.63

Banco Bmg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.01 -20.82 -9.96 -5.63 -22.13

Banco Bmg EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Banco Bmg's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bmg EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bmg's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco Bmg's EV-to-FCF falls into.


BSP:BMGB4
74GF Score
Banco Bmg SA BSP:BMGB4
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bmg EV-to-FCF Calculation

Banco Bmg's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=9404.827/-409.459
=-22.97

Banco Bmg's current Enterprise Value is R$9,405 Mil.
Banco Bmg's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-409 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -22.97 mean?
Banco Bmg (BSP:BMGB4) has a EV-to-FCF of -22.97 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Bmg and its competitors. According to the industry distribution chart, Banco Bmg ranks #999999 out of 1192 companies in the Banks industry.
Is Banco Bmg's EV-to-FCF too high?
Banco Bmg's current EV-to-FCF is -22.97. Based on the distribution chart, Banco Bmg ranks #999999 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bmg has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bmg's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Banco Bmg ranks #999999 out of 1192 companies for EV-to-FCF. This places Banco Bmg in the lower half of its industry. The industry median EV-to-FCF is 6.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.71, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Bmg and its competitors. For the Banks industry, the median EV-to-FCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bmg's current EV-to-FCF is -22.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bmg stock overvalued right now?
Based on GuruFocus' analysis, Banco Bmg (BSP:BMGB4) is currently considered Significantly Undervalued. The stock's GF Value™ is R$7.44, compared to a current price of R$5.23 — trading 29.7% below its estimated fair value. The current EV-to-FCF is -22.97. Banco Bmg's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Bmg (BSP:BMGB4), the current EV-to-FCF is -22.97 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bmg (BSP:BMGB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bmg stock appears to be undervalued. The current stock price of R$5.23 is trading 29.7% below its estimated GF Value™ of R$7.44. GuruFocus considers Banco Bmg to be Significantly Undervalued.

Key valuation signals for BSP:BMGB4:

  • EV-to-FCF: -22.97
  • GF Value™: R$7.44 vs. price of R$5.23 (29.7% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the BSP:BMGB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bmg Business Description

Address Avenida Presidente Juscelino Kubitscheck, No. 1830, 10th Floor, Tower 2, Vila Nova Conceicao, Sao Paulo, SP, BRA, 04543-900
Banco Bmg SA operates as a multiple service bank with commercial, credit, financing and investment portfolios. The company operates in two segments: i) Retail Banking: offering of banking products and services to individuals. It also provides a full range of retail products and services available to its clients through its digital bank. ii) Wholesale Banking: offering of banking products and services to legal entities. Wholesale customers are offered financing, structured financial services, derivative instruments and collateral insurance.
74GF Score

Get the complete analysis for BSP:BMGB4

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$5.23
Price
R$7.44
GF Value