EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Coastal Financial's Enterprise Value is $-277.3 Mil.
Coastal Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $251.2 Mil. Therefore, Coastal Financial's EV-to-FCF for today is -1.10.
The historical rank and industry rank for Coastal Financial's EV-to-FCF or its related term are showing as below:
CCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.12 Med: 3.54 Max: 19.31
Current: -1.1
During the past 10 years, the highest EV-to-FCF of Coastal Financial was 19.31. The lowest was -8.12. And the median was 3.54.
CCB's EV-to-FCF is ranked better than 90.18% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs CCB: -1.10
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Coastal Financial's PE Ratio (TTM) for today is calculated as:
Coastal Financial's share price for today is $76.50.
Coastal Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.190.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Coastal Financial EV-to-FCF Related Terms
Coastal Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Coastal Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Coastal Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Coastal Financial's EV-to-FCF falls into.
Coastal Financial's current Enterprise Value is $-277.3 Mil.
Coastal Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $251.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Financial (CCB) has a EV-to-FCF of -1.10 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Coastal Financial and its competitors. According to the industry distribution chart, Coastal Financial ranks #117 out of 1192 companies in the Banks industry, placing it in the top 9.8%.
Is Coastal Financial's EV-to-FCF too high?
Coastal Financial's current EV-to-FCF is -1.10. Based on the distribution chart, Coastal Financial ranks #117 out of 1192 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Coastal Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coastal Financial's EV-to-FCF compare to OSBC and HBT?
According to the Banks industry distribution chart, Coastal Financial ranks #117 out of 1192 companies for EV-to-FCF. This places Coastal Financial in the top 10% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Coastal Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coastal Financial's current EV-to-FCF is -1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Financial stock overvalued right now?
Based on GuruFocus' analysis, Coastal Financial (CCB) is currently considered Fairly Valued. The stock's GF Value™ is $78.00, compared to a current price of $76.50 — trading 1.9% below its estimated fair value. The current EV-to-FCF is -1.10. Coastal Financial's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Coastal Financial (CCB), the current EV-to-FCF is -1.10 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Financial (CCB) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Financial stock appears to be undervalued.
The current stock price of $76.50 is trading 1.9% below its estimated GF Value™ of $78.00.
GuruFocus considers Coastal Financial to be Fairly Valued.
Key valuation signals for CCB:
EV-to-FCF: -1.10
GF Value™: $78.00 vs. price of $76.50 (1.9% below fair value)
No single metric tells the full story. See the CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Financial Corp is a bank holding company. Through its subsidiaries, the company conducts its business in three reportable segments which include, Community Bank, CCBX, and Treasury and Administration. The Community Bank segment includes all community banking activities, with a primary focus on providing various banking products and services to consumers and small to medium-sized businesses. The CCBX segment provides Banking as a Service (BaaS) that allows its broker dealers and digital financial service partners to offer their customers banking services, and the Treasury and administration segment includes treasury management, overall administration, and all other aspects of the company.
66GF Score
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