Commercial International Bank (Egypt) CIB (CHIX:CBKDL) EV-to-FCF: 6.38 (As of Jul. 03, 2026)


CHIX:CBKDL Commercial International Bank (Egypt) CIB CHIX:CBKDL
92 GF Score
Price $2.61
GF Value $2.62
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB EV-to-FCF?

Commercial International Bank (Egypt) CIB CHIX:CBKDL +2.86% 92 EV-to-FCF is 6.38 as of Jul. 03, 2026. GuruFocus rates CHIX:CBKDL with a GF Score™ of 92/100 and a GF Value™ of $2.62 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Commercial International Bank (Egypt) CIB ranks worse than 51.89% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Commercial International Bank (Egypt) CIB's Enterprise Value is $4,309 Mil. Commercial International Bank (Egypt) CIB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $675 Mil. Therefore, Commercial International Bank (Egypt) CIB's EV-to-FCF for today is 6.38.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's EV-to-FCF or its related term are showing as below:

CHIX:CBKDl' s EV-to-FCF Range Over the Past 10 Years
Min: -7.62   Med: -0.12   Max: 89.55
Current: 7.18

During the past 13 years, the highest EV-to-FCF of Commercial International Bank (Egypt) CIB was 89.55. The lowest was -7.62. And the median was -0.12.

CHIX:CBKDl's EV-to-FCF is ranked worse than
51.89% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs CHIX:CBKDl: 7.18

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), Commercial International Bank (Egypt) CIB's stock price is $2.605. Commercial International Bank (Egypt) CIB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.403. Therefore, Commercial International Bank (Egypt) CIB's PE Ratio (TTM) for today is 6.46.


Commercial International Bank (Egypt) CIB  (CHIX:CBKDl) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Commercial International Bank (Egypt) CIB's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.605/0.403
=6.46

Commercial International Bank (Egypt) CIB's share price for today is $2.605.
Commercial International Bank (Egypt) CIB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.403.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Commercial International Bank (Egypt) CIB EV-to-FCF Related Terms


Commercial International Bank (Egypt) CIB EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB EV-to-FCF Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.40 -0.73 -0.43 -1.73 1.19

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.93 -9.10 0.88 1.19 5.91

Commercial International Bank (Egypt) CIB EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's EV-to-FCF falls into.


CHIX:CBKDL
92GF Score
Commercial International Bank (Egypt) CIB CHIX:CBKDL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial International Bank (Egypt) CIB EV-to-FCF Calculation

Commercial International Bank (Egypt) CIB's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4308.904/675.094
=6.38

Commercial International Bank (Egypt) CIB's current Enterprise Value is $4,309 Mil.
Commercial International Bank (Egypt) CIB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $675 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.38 mean?
Commercial International Bank (Egypt) CIB (CHIX:CBKDL) has a EV-to-FCF of 6.38 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial International Bank (Egypt) CIB and its competitors. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #619 out of 1193 companies in the Banks industry, placing it in the top 51.9%.
Is Commercial International Bank (Egypt) CIB's EV-to-FCF too high?
Commercial International Bank (Egypt) CIB's current EV-to-FCF is 6.38. The Banks industry median EV-to-FCF is 6.61. Commercial International Bank (Egypt) CIB's value of 6.38 is 3.5% below this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #619 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #619 out of 1193 companies for EV-to-FCF. This places Commercial International Bank (Egypt) CIB in the lower half of its industry. The industry median EV-to-FCF is 6.61. Commercial International Bank (Egypt) CIB's value of 6.38 is 3.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current EV-to-FCF of 6.38 is 3.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current EV-to-FCF is 6.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CHIX:CBKDL) is currently considered Fairly Valued. The stock's GF Value™ is $2.62, compared to a current price of $2.61 — trading 0.6% below its estimated fair value. The current EV-to-FCF is 6.38 and 3.5% below the Banks industry median of 6.61. Commercial International Bank (Egypt) CIB's overall GF Score™ is 92/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CHIX:CBKDL), the current EV-to-FCF is 6.38 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CHIX:CBKDL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.61 is trading 0.6% below its estimated GF Value™ of $2.62. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CHIX:CBKDL:

  • EV-to-FCF: 6.38
  • GF Value™: $2.62 vs. price of $2.61 (0.6% below fair value)
  • GF Score™: 92/100 with 6 warning signs
  • Industry Position: 3.5% below the Banks median (#619 of 1193)

No single metric tells the full story. See the CHIX:CBKDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
92GF Score

Get the complete analysis for CHIX:CBKDL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.61
Price
$2.62
GF Value