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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Takaful Al Emarat's Enterprise Value is د.إ-6.8 Mil.
Takaful Al Emarat's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ32.0 Mil. Therefore, Takaful Al Emarat's EV-to-FCF for today is -0.21.
The historical rank and industry rank for Takaful Al Emarat's EV-to-FCF or its related term are showing as below:
DFM:TAKAFUL-EM'
s EV-to-FCF Range Over the Past 10 Years
Min: -20.75 Med: 1.4 Max: 17.73
Current: -0.21
During the past 13 years, the highest EV-to-FCF of Takaful Al Emarat was 17.73. The lowest was -20.75. And the median was 1.40.
DFM:TAKAFUL-EM's EV-to-FCF is ranked better than 96.7% of 394
companies
in the Insurance industry
Industry Median: 9.785
vs DFM:TAKAFUL-EM: -0.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Takaful Al Emarat (DFM:TAKAFUL-EM) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Takaful Al Emarat's PE Ratio (TTM) for today is calculated as:
Takaful Al Emarat's share price for today is د.إ1.50.
Takaful Al Emarat's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.026.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Takaful Al Emarat EV-to-FCF Related Terms
Takaful Al Emarat EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Takaful Al Emarat's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:TAKAFUL-EM vs FNF, AXS, FAF: EV-to-FCF Comparison
For the Insurance - Specialty subindustry, Takaful Al Emarat's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Takaful Al Emarat EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Takaful Al Emarat's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Takaful Al Emarat's EV-to-FCF falls into.
Takaful Al Emarat's current Enterprise Value is د.إ-6.8 Mil.
Takaful Al Emarat's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ32.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Takaful Al Emarat (DFM:TAKAFUL-EM) has a EV-to-FCF of -0.21 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Takaful Al Emarat and its competitors. According to the industry distribution chart, Takaful Al Emarat ranks #13 out of 394 companies in the Insurance industry, placing it in the top 3.3%.
Is Takaful Al Emarat's EV-to-FCF too high?
Takaful Al Emarat's current EV-to-FCF is -0.21. Based on the distribution chart, Takaful Al Emarat ranks #13 out of 394 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Takaful Al Emarat has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful Al Emarat's EV-to-FCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Takaful Al Emarat ranks #13 out of 394 companies for EV-to-FCF. This places Takaful Al Emarat in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.79, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Takaful Al Emarat and its competitors. For the Insurance industry, the median EV-to-FCF is 9.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful Al Emarat's current EV-to-FCF is -0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful Al Emarat stock overvalued right now?
Based on GuruFocus' analysis, Takaful Al Emarat (DFM:TAKAFUL-EM) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.50 — trading 17.6% below its estimated fair value. The current EV-to-FCF is -0.21. Takaful Al Emarat's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Takaful Al Emarat (DFM:TAKAFUL-EM), the current EV-to-FCF is -0.21 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Takaful Al Emarat (DFM:TAKAFUL-EM) Overvalued in 2026?
Based on GuruFocus' analysis, Takaful Al Emarat stock appears to be undervalued.
The current stock price of د.إ1.50 is trading 17.6% below its estimated GF Value™ of د.إ1.82.
GuruFocus considers Takaful Al Emarat to be Modestly Undervalued.
Key valuation signals for DFM:TAKAFUL-EM:
EV-to-FCF: -0.21
GF Value™: د.إ1.82 vs. price of د.إ1.50 (17.6% below fair value)
No single metric tells the full story. See the DFM:TAKAFUL-EM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Takaful Al Emarat is engaged in the insurance business in the United Arab Emirates. The company provides health insurance, life insurance, and credit and savings insurance. Under personal insurance, it provides level term plans, a decreasing term plan, takaful growth plan, whole life plan, educational plan, wealth plan, and Travel protection plan. The company is organized into two business segments: Takaful and Investment operations. The Takaful operations comprise the takaful business undertaken by the group on behalf of policyholders, and Investment operations comprise investments and cash management of its accounts.
63GF Score
Get the complete analysis for DFM:TAKAFUL-EM
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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