Takaful Al Emarat (DFM:TAKAFUL-EM) OCF Yield %: 12.96 (As of Jul. 21, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:TAKAFUL-EM Takaful Al Emarat DFM:TAKAFUL-EM
63 GF Score
Price د.إ1.50
GF Value د.إ1.82
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Takaful Al Emarat OCF Yield %?

Takaful Al Emarat DFM:TAKAFUL-EM 63 OCF Yield % is 12.96 as of Jul. 21, 2026, which is 20% below its 10-year median of 16.26. GuruFocus rates DFM:TAKAFUL-EM with a GF Score™ of 63/100 and a GF Value™ of د.إ1.82 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Takaful Al Emarat ranks better than 65.74% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Takaful Al Emarat's Trailing 12-Month Cash Flow from Operations is د.إ38.8 Mil, and Market Cap is د.إ299.6 Mil. Therefore, Takaful Al Emarat's OCF Yield % for today is 12.96%.

The historical rank and industry rank for Takaful Al Emarat's OCF Yield % or its related term are showing as below:

DFM:TAKAFUL-EM' s OCF Yield % Range Over the Past 10 Years
Min: -78.77   Med: 16.26   Max: 79.37
Current: 12.96


During the past 13 years, the highest OCF Yield % of Takaful Al Emarat was 79.37%. The lowest was -78.77%. And the median was 16.26%.

DFM:TAKAFUL-EM's OCF Yield % is ranked better than
65.74% of 505 companies
in the Insurance industry
Industry Median: 8.05 vs DFM:TAKAFUL-EM: 12.96

Takaful Al Emarat's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Takaful Al Emarat OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Takaful Al Emarat OCF Yield % Related Terms


Takaful Al Emarat OCF Yield % Historical Data

* Premium members only.

The historical data trend for Takaful Al Emarat's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takaful Al Emarat OCF Yield % Chart

Takaful Al Emarat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.82 -67.06 47.75 40.24 7.81

Takaful Al Emarat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.64 31.20 53.13 -16.63 -10.39

DFM:TAKAFUL-EM vs FNF, AXS, FAF: OCF Yield % Comparison

For the Insurance - Specialty subindustry, Takaful Al Emarat's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takaful Al Emarat OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Takaful Al Emarat's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Takaful Al Emarat's OCF Yield % falls into.


DFM:TAKAFUL-EM
63GF Score
Takaful Al Emarat DFM:TAKAFUL-EM
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Takaful Al Emarat OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Takaful Al Emarat's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=29.215 / 374.16501
=7.81%

Takaful Al Emarat's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-7.523 * 4 / 289.6317
=-10.39%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 12.96 mean?
Takaful Al Emarat (DFM:TAKAFUL-EM) has a OCF Yield % of 12.96 as of Jul. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Takaful Al Emarat and its competitors. This is 20% below median its historical median of 16.26. According to the industry distribution chart, Takaful Al Emarat ranks #173 out of 505 companies in the Insurance industry, placing it in the top 34.3%.
Is Takaful Al Emarat's OCF Yield % too high?
Takaful Al Emarat's current OCF Yield % of 12.96 is 20% below median its 10-year median of 16.26. The Insurance industry median OCF Yield % is 8.05. Takaful Al Emarat's value of 12.96 is 61% above this industry median. Based on the distribution chart, Takaful Al Emarat ranks #173 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Takaful Al Emarat has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful Al Emarat's OCF Yield % compare to FNF and AXS?
According to the Insurance industry distribution chart, Takaful Al Emarat ranks #173 out of 505 companies for OCF Yield %. This puts Takaful Al Emarat in the upper half of its industry. The industry median OCF Yield % is 8.05. Takaful Al Emarat's value of 12.96 is 61% above this benchmark. While the company's 10-year median is 16.26 vs. the industry median of 8.05, Takaful Al Emarat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.05, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Takaful Al Emarat's current OCF Yield % of 12.96 is 61% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Takaful Al Emarat and its competitors. For the Insurance industry, the median OCF Yield % is 8.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Takaful Al Emarat's current OCF Yield % is 12.96, which is 20% below median its own 10-year median of 16.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful Al Emarat stock overvalued right now?
Based on GuruFocus' analysis, Takaful Al Emarat (DFM:TAKAFUL-EM) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.50 — trading 17.6% below its estimated fair value. The current OCF Yield % is 12.96, which is 20% below median its 10-year median of 16.26 and 61% above the Insurance industry median of 8.05. Takaful Al Emarat's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Takaful Al Emarat (DFM:TAKAFUL-EM), the current OCF Yield % is 12.96 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takaful Al Emarat (DFM:TAKAFUL-EM) Overvalued in 2026?

Based on GuruFocus' analysis, Takaful Al Emarat stock appears to be undervalued. The current stock price of د.إ1.50 is trading 17.6% below its estimated GF Value™ of د.إ1.82. GuruFocus considers Takaful Al Emarat to be Modestly Undervalued.

Key valuation signals for DFM:TAKAFUL-EM:

  • OCF Yield %: 12.96 (20% below median its 10-year median of 16.26)
  • GF Value™: د.إ1.82 vs. price of د.إ1.50 (17.6% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 61% above the Insurance median (#173 of 505)

No single metric tells the full story. See the DFM:TAKAFUL-EM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takaful Al Emarat Business Description

Address Sheikh Zayed Road, P.O. Box 57589, Office 102, 1st Floor, Hassanacore Building, Al Barsha 1, Dubai, ARE
Takaful Al Emarat is engaged in the insurance business in the United Arab Emirates. The company provides health insurance, life insurance, and credit and savings insurance. Under personal insurance, it provides level term plans, a decreasing term plan, takaful growth plan, whole life plan, educational plan, wealth plan, and Travel protection plan. The company is organized into two business segments: Takaful and Investment operations. The Takaful operations comprise the takaful business undertaken by the group on behalf of policyholders, and Investment operations comprise investments and cash management of its accounts.
63GF Score

Get the complete analysis for DFM:TAKAFUL-EM

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.50
Price
د.إ1.82
GF Value