Takaful Al Emarat (DFM:TAKAFUL-EM) GF Score: 63/100 (As of Jul. 23, 2026) — Near Median

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:TAKAFUL-EM Takaful Al Emarat DFM:TAKAFUL-EM
63 GF Score
Price د.إ1.49
GF Value د.إ1.82
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Takaful Al Emarat GF Score?

Takaful Al Emarat DFM:TAKAFUL-EM -0.67% 63 GF Score is 63 as of Jul. 23, 2026, which is 3% above its 10-year median of 61.00. GuruFocus rates DFM:TAKAFUL-EM with a GF Score™ of 63/100 and a GF Value™ of د.إ1.82 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Takaful Al Emarat has the GF Score of 63, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 5/10
3. Growth Rank : 3/10
4. GF Value Rank : 7/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Takaful Al Emarat might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Takaful Al Emarat  (DFM:TAKAFUL-EM) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Takaful Al Emarat GF Score Related Terms


DFM:TAKAFUL-EM vs FNF, AXS, FAF: GF Score Comparison

For the Insurance - Specialty subindustry, Takaful Al Emarat's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takaful Al Emarat GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Takaful Al Emarat's GF Score distribution charts can be found below:

* The bar in red indicates where Takaful Al Emarat's GF Score falls into.


DFM:TAKAFUL-EM
63GF Score
Takaful Al Emarat DFM:TAKAFUL-EM
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 63 mean?
Takaful Al Emarat (DFM:TAKAFUL-EM) has a GF Score of 63 as of Jul. 23, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Takaful Al Emarat and its competitors. This is near median its historical median of 61.00. Over the past decade, Takaful Al Emarat's GF Score has ranged from 23.00 to 72.00.
Is Takaful Al Emarat's GF Score too high?
Takaful Al Emarat's current GF Score of 63 is near median its 10-year median of 61.00. Over the past 10 years, this metric has ranged from a low of 23.00 to a high of 72.00. Overall, Takaful Al Emarat has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful Al Emarat's GF Score compare to FNF and AXS?
Takaful Al Emarat's GF Score of 63 can be compared against companies in the Insurance industry. Historically, Takaful Al Emarat's own GF Score has ranged from 23.00 to 72.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Takaful Al Emarat and its competitors. Takaful Al Emarat's current GF Score is 63, which is near median its own 10-year median of 61.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful Al Emarat stock overvalued right now?
Based on GuruFocus' analysis, Takaful Al Emarat (DFM:TAKAFUL-EM) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.49 — trading 18.1% below its estimated fair value. The current GF Score is 63, which is near median its 10-year median of 61.00. Takaful Al Emarat's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Takaful Al Emarat (DFM:TAKAFUL-EM), the current GF Score is 63 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takaful Al Emarat (DFM:TAKAFUL-EM) Overvalued in 2026?

Based on GuruFocus' analysis, Takaful Al Emarat stock appears to be undervalued. The current stock price of د.إ1.49 is trading 18.1% below its estimated GF Value™ of د.إ1.82. GuruFocus considers Takaful Al Emarat to be Modestly Undervalued.

Key valuation signals for DFM:TAKAFUL-EM:

  • GF Score: 63 (near median its 10-year median of 61.00)
  • GF Value™: د.إ1.82 vs. price of د.إ1.49 (18.1% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the DFM:TAKAFUL-EM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takaful Al Emarat Business Description

Address Sheikh Zayed Road, P.O. Box 57589, Office 102, 1st Floor, Hassanacore Building, Al Barsha 1, Dubai, ARE
Takaful Al Emarat is engaged in the insurance business in the United Arab Emirates. The company provides health insurance, life insurance, and credit and savings insurance. Under personal insurance, it provides level term plans, a decreasing term plan, takaful growth plan, whole life plan, educational plan, wealth plan, and Travel protection plan. The company is organized into two business segments: Takaful and Investment operations. The Takaful operations comprise the takaful business undertaken by the group on behalf of policyholders, and Investment operations comprise investments and cash management of its accounts.
63GF Score

Get the complete analysis for DFM:TAKAFUL-EM

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.49
Price
د.إ1.82
GF Value