Takaful Al Emarat (DFM:TAKAFUL-EM) Selling, General, & Admin. Expense: د.إ45.1 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:TAKAFUL-EM Takaful Al Emarat DFM:TAKAFUL-EM
61 GF Score
Price د.إ1.62
GF Value د.إ1.90
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Takaful Al Emarat Selling, General, & Admin. Expense?

Takaful Al Emarat DFM:TAKAFUL-EM 61 Selling, General, & Admin. Expense is د.إ45.1 Mil as of Jun. 2026. GuruFocus rates DFM:TAKAFUL-EM with a GF Score™ of 61/100 and a GF Value™ of د.إ1.90 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Takaful Al Emarat's selling, general, & admin. expense for the three months ended in Jun. 2026 was د.إ19.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ45.1 Mil.


Takaful Al Emarat  (DFM:TAKAFUL-EM) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Takaful Al Emarat Selling, General, & Admin. Expense Related Terms


Takaful Al Emarat Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Takaful Al Emarat's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Takaful Al Emarat Selling, General, & Admin. Expense Chart

Takaful Al Emarat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.25 18.12 18.38 35.47 47.70

Takaful Al Emarat Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.85 20.50 -7.65 12.43 19.83

DFM:TAKAFUL-EM vs FNF, RYAN, FAF: Selling, General, & Admin. Expense Comparison

For the Insurance - Specialty subindustry, Takaful Al Emarat's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Takaful Al Emarat Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Takaful Al Emarat's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Takaful Al Emarat's Selling, General, & Admin. Expense falls into.


DFM:TAKAFUL-EM
61GF Score
Takaful Al Emarat DFM:TAKAFUL-EM
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Takaful Al Emarat Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ45.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of د.إ45.1 Mil mean?
Takaful Al Emarat (DFM:TAKAFUL-EM) has a Selling, General, & Admin. Expense of د.إ45.1 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Takaful Al Emarat and its competitors.
Is Takaful Al Emarat's Selling, General, & Admin. Expense too high?
Takaful Al Emarat's current Selling, General, & Admin. Expense is د.إ45.1 Mil. Overall, Takaful Al Emarat has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Takaful Al Emarat's Selling, General, & Admin. Expense compare to FNF and RYAN?
Takaful Al Emarat's Selling, General, & Admin. Expense of د.إ45.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Takaful Al Emarat and its competitors. Takaful Al Emarat's current Selling, General, & Admin. Expense is د.إ45.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Takaful Al Emarat stock overvalued right now?
Based on GuruFocus' analysis, Takaful Al Emarat (DFM:TAKAFUL-EM) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.90, compared to a current price of د.إ1.62 — trading 14.7% below its estimated fair value. The current Selling, General, & Admin. Expense is د.إ45.1 Mil. Takaful Al Emarat's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Takaful Al Emarat (DFM:TAKAFUL-EM), the current Selling, General, & Admin. Expense is د.إ45.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Takaful Al Emarat (DFM:TAKAFUL-EM) Overvalued in 2026?

Based on GuruFocus' analysis, Takaful Al Emarat stock appears to be undervalued. The current stock price of د.إ1.62 is trading 14.7% below its estimated GF Value™ of د.إ1.90. GuruFocus considers Takaful Al Emarat to be Modestly Undervalued.

Key valuation signals for DFM:TAKAFUL-EM:

  • Selling, General, & Admin. Expense: د.إ45.1 Mil
  • GF Value™: د.إ1.90 vs. price of د.إ1.62 (14.7% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the DFM:TAKAFUL-EM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Takaful Al Emarat Business Description

Address Sheikh Zayed Road, P.O. Box 57589, Office 102, 1st Floor, Hassanacore Building, Al Barsha 1, Dubai, ARE
Takaful Al Emarat is engaged in the insurance business in the United Arab Emirates. The company provides health insurance, life insurance, and credit and savings insurance. Under personal insurance, it provides level term plans, a decreasing term plan, takaful growth plan, whole life plan, educational plan, wealth plan, and Travel protection plan. The company is organized into two business segments: Takaful and Investment operations. The Takaful operations comprise the takaful business undertaken by the group on behalf of policyholders, and Investment operations comprise investments and cash management of its accounts.
61GF Score

Get the complete analysis for DFM:TAKAFUL-EM

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.62
Price
د.إ1.90
GF Value