Trust Bank (DHA:TRUSTBANK) EV-to-FCF: 0.29 (As of Jul. 15, 2026) — 16% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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DHA:TRUSTBANK Trust Bank PLC DHA:TRUSTBANK
73 GF Score
Price BDT15.80
GF Value BDT21.77
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trust Bank EV-to-FCF?

Trust Bank DHA:TRUSTBANK +0.64% 73 EV-to-FCF is 0.29 as of Jul. 15, 2026, which is 16% above its 10-year median of 0.25. GuruFocus rates DHA:TRUSTBANK with a GF Score™ of 73/100 and a GF Value™ of BDT21.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,199 Banks companies, Trust Bank ranks better than 83.24% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Trust Bank's Enterprise Value is BDT12,775 Mil. Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT44,124 Mil. Therefore, Trust Bank's EV-to-FCF for today is 0.29.

The historical rank and industry rank for Trust Bank's EV-to-FCF or its related term are showing as below:

DHA:TRUSTBANK' s EV-to-FCF Range Over the Past 10 Years
Min: -120.48   Med: 0.25   Max: 14.19
Current: 0.29

During the past 11 years, the highest EV-to-FCF of Trust Bank was 14.19. The lowest was -120.48. And the median was 0.25.

DHA:TRUSTBANK's EV-to-FCF is ranked better than
83.24% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs DHA:TRUSTBANK: 0.29

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Trust Bank's stock price is BDT15.80. Trust Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT3.200. Therefore, Trust Bank's PE Ratio (TTM) for today is 4.94.


Trust Bank  (DHA:TRUSTBANK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Trust Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=15.80/3.200
=4.94

Trust Bank's share price for today is BDT15.80.
Trust Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT3.200.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Trust Bank EV-to-FCF Related Terms


Trust Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Trust Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank EV-to-FCF Chart

Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.46 2.21 1.92 -0.02 0.23

Trust Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.02 0.00 0.01 0.23 0.31

Trust Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Trust Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Trust Bank's EV-to-FCF falls into.


DHA:TRUSTBANK
73GF Score
Trust Bank PLC DHA:TRUSTBANK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trust Bank EV-to-FCF Calculation

Trust Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=12775.270/44124.139
=0.29

Trust Bank's current Enterprise Value is BDT12,775 Mil.
Trust Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT44,124 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.29 mean?
Trust Bank (DHA:TRUSTBANK) has a EV-to-FCF of 0.29 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust Bank and its competitors. This is 16% above median its historical median of 0.25. According to the industry distribution chart, Trust Bank ranks #201 out of 1199 companies in the Banks industry, placing it in the top 16.8%.
Is Trust Bank's EV-to-FCF too high?
Trust Bank's current EV-to-FCF of 0.29 is 16% above median its 10-year median of 0.25. The Banks industry median EV-to-FCF is 6.57. Trust Bank's value of 0.29 is 95.6% below this industry median. Based on the distribution chart, Trust Bank ranks #201 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Trust Bank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Trust Bank ranks #201 out of 1199 companies for EV-to-FCF. This places Trust Bank in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Trust Bank's value of 0.29 is 95.6% below this benchmark. While the company's 10-year median is 0.25 vs. the industry median of 6.57, Trust Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current EV-to-FCF of 0.29 is 95.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current EV-to-FCF is 0.29, which is 16% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Trust Bank (DHA:TRUSTBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT21.77, compared to a current price of BDT15.80 — trading 27.4% below its estimated fair value. The current EV-to-FCF is 0.29, which is 16% above median its 10-year median of 0.25 and 95.6% below the Banks industry median of 6.57. Trust Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Trust Bank (DHA:TRUSTBANK), the current EV-to-FCF is 0.29 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust Bank (DHA:TRUSTBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Trust Bank stock appears to be undervalued. The current stock price of BDT15.80 is trading 27.4% below its estimated GF Value™ of BDT21.77. GuruFocus considers Trust Bank to be Modestly Undervalued.

Key valuation signals for DHA:TRUSTBANK:

  • EV-to-FCF: 0.29 (16% above median its 10-year median of 0.25)
  • GF Value™: BDT21.77 vs. price of BDT15.80 (27.4% below fair value)
  • GF Score™: 73/100 with 1 warning sign
  • Industry Position: 95.6% below the Banks median (#201 of 1199)

No single metric tells the full story. See the DHA:TRUSTBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust Bank Business Description

Address Shadhinata Tower, Bir Srestha Shaheed Jahangir Gate, Dhaka Cantonment, Dhaka, BGD, 1206
Trust Bank PLC is a full-service commercial bank. The Bank offers a wide range of banking products and services, such as Retail banking, SME banking, Islamic banking, corporate banking, and international banking, among others. The bank provides a range of banking services that include deposit banking, loans & advances, export-import financing, and national & international remittance facilities, issuing debit and credit cards, SMS banking, internet banking, call center, dealing in government securities, etc.
73GF Score

Get the complete analysis for DHA:TRUSTBANK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.80
Price
BDT21.77
GF Value