Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) EV-to-FCF: 2.61 (As of Jul. 16, 2026) — 19% Below Median

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DSMD:BEMA Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
89 GF Score
Price ر.ق4.31
GF Value ر.ق6.84
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Damaan Islamic Insurance Co (QPSC) EV-to-FCF?

Damaan Islamic Insurance Co (QPSC) DSMD:BEMA 89 EV-to-FCF is 2.61 as of Jul. 16, 2026, which is 19% below its 10-year median of 3.22. GuruFocus rates DSMD:BEMA with a GF Score™ of 89/100 and a GF Value™ of ر.ق6.84 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 393 Insurance companies, Damaan Islamic Insurance Co (QPSC) ranks better than 85.75% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Damaan Islamic Insurance Co (QPSC)'s Enterprise Value is ر.ق559.7 Mil. Damaan Islamic Insurance Co (QPSC)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ق214.5 Mil. Therefore, Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF for today is 2.61.

The historical rank and industry rank for Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF or its related term are showing as below:

DSMD:BEMA' s EV-to-FCF Range Over the Past 10 Years
Min: -4.97   Med: 3.22   Max: 44.31
Current: 2.61

During the past 7 years, the highest EV-to-FCF of Damaan Islamic Insurance Co (QPSC) was 44.31. The lowest was -4.97. And the median was 3.22.

DSMD:BEMA's EV-to-FCF is ranked better than
85.75% of 393 companies
in the Insurance industry
Industry Median: 9.77 vs DSMD:BEMA: 2.61

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), Damaan Islamic Insurance Co (QPSC)'s stock price is ر.ق4.31. Damaan Islamic Insurance Co (QPSC)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ق0.486. Therefore, Damaan Islamic Insurance Co (QPSC)'s PE Ratio (TTM) for today is 8.87.


Damaan Islamic Insurance Co (QPSC)  (DSMD:BEMA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Damaan Islamic Insurance Co (QPSC)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.31/0.486
=8.87

Damaan Islamic Insurance Co (QPSC)'s share price for today is ر.ق4.31.
Damaan Islamic Insurance Co (QPSC)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق0.486.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Damaan Islamic Insurance Co (QPSC) EV-to-FCF Related Terms


Damaan Islamic Insurance Co (QPSC) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Damaan Islamic Insurance Co (QPSC) EV-to-FCF Chart

Damaan Islamic Insurance Co (QPSC) Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 0.00 0.00 -4.96 3.64 2.30

Damaan Islamic Insurance Co (QPSC) Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 2.15 2.42 2.30 2.60

DSMD:BEMA vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Damaan Islamic Insurance Co (QPSC) EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF falls into.


DSMD:BEMA
89GF Score
Damaan Islamic Insurance Co (QPSC) DSMD:BEMA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Damaan Islamic Insurance Co (QPSC) EV-to-FCF Calculation

Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=559.687/214.544
=2.61

Damaan Islamic Insurance Co (QPSC)'s current Enterprise Value is ر.ق559.7 Mil.
Damaan Islamic Insurance Co (QPSC)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق214.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 2.61 mean?
Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) has a EV-to-FCF of 2.61 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. This is 19% below median its historical median of 3.22. According to the industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #56 out of 393 companies in the Insurance industry, placing it in the top 14.2%.
Is Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF too high?
Damaan Islamic Insurance Co (QPSC)'s current EV-to-FCF of 2.61 is 19% below median its 10-year median of 3.22. The Insurance industry median EV-to-FCF is 9.77. Damaan Islamic Insurance Co (QPSC)'s value of 2.61 is 73.3% below this industry median. Based on the distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #56 out of 393 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Damaan Islamic Insurance Co (QPSC) has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Damaan Islamic Insurance Co (QPSC)'s EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Damaan Islamic Insurance Co (QPSC) ranks #56 out of 393 companies for EV-to-FCF. This places Damaan Islamic Insurance Co (QPSC) in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.77. Damaan Islamic Insurance Co (QPSC)'s value of 2.61 is 73.3% below this benchmark. While the company's 10-year median is 3.22 vs. the industry median of 9.77, Damaan Islamic Insurance Co (QPSC) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.77, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Damaan Islamic Insurance Co (QPSC)'s current EV-to-FCF of 2.61 is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Damaan Islamic Insurance Co (QPSC) and its competitors. For the Insurance industry, the median EV-to-FCF is 9.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Damaan Islamic Insurance Co (QPSC)'s current EV-to-FCF is 2.61, which is 19% below median its own 10-year median of 3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Damaan Islamic Insurance Co (QPSC) stock overvalued right now?
Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) is currently considered Significantly Undervalued. The stock's GF Value™ is ر.ق6.84, compared to a current price of ر.ق4.31 — trading 37% below its estimated fair value. The current EV-to-FCF is 2.61, which is 19% below median its 10-year median of 3.22 and 73.3% below the Insurance industry median of 9.77. Damaan Islamic Insurance Co (QPSC)'s overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA), the current EV-to-FCF is 2.61 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Damaan Islamic Insurance Co (QPSC) (DSMD:BEMA) Overvalued in 2026?

Based on GuruFocus' analysis, Damaan Islamic Insurance Co (QPSC) stock appears to be undervalued. The current stock price of ر.ق4.31 is trading 37% below its estimated GF Value™ of ر.ق6.84. GuruFocus considers Damaan Islamic Insurance Co (QPSC) to be Significantly Undervalued.

Key valuation signals for DSMD:BEMA:

  • EV-to-FCF: 2.61 (19% below median its 10-year median of 3.22)
  • GF Value™: ر.ق6.84 vs. price of ر.ق4.31 (37% below fair value)
  • GF Score™: 89/100 with 3 warning signs
  • Industry Position: 73.3% below the Insurance median (#56 of 393)

No single metric tells the full story. See the DSMD:BEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Damaan Islamic Insurance Co (QPSC) Business Description

Address Street 134, Zone 69, P.O. Box 11068, Building 72, Near Energy City South Tram Station, Energy City Qatar, Lusail, QAT
Damaan Islamic Insurance Co (QPSC) is engaged in the business of underwriting Marine, Aviation, Motor, Fire, General Accident, Takaful and Medical in accordance with the provisions of Islamic Shari'a. Company's reportable segments are Marine and Aviation, Motor Insurance, Fire & General Accidents, Takaful and Medical Insurance and Investments. Majority of revenue is generated from Takaful and Medical. The Company operates in State of Qatar only.
89GF Score

Get the complete analysis for DSMD:BEMA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق4.31
Price
ر.ق6.84
GF Value