Qatar Islamic Insurance Group (DSMD:QISI) EV-to-FCF: 5.89 (As of Aug. 07, 2026) — 15% Below Median

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DSMD:QISI Qatar Islamic Insurance Group DSMD:QISI
81 GF Score
Price ر.ق7.92
GF Value ر.ق7.43
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Qatar Islamic Insurance Group EV-to-FCF?

Qatar Islamic Insurance Group DSMD:QISI -0.58% 81 EV-to-FCF is 5.89 as of Aug. 07, 2026, which is 15% below its 10-year median of 6.95. GuruFocus rates DSMD:QISI with a GF Score™ of 81/100 and a GF Value™ of ر.ق7.43 (Fairly Valued). The stock has 3 warning signs investors should review. Among 393 Insurance companies, Qatar Islamic Insurance Group ranks better than 68.7% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Qatar Islamic Insurance Group's Enterprise Value is ر.ق712.1 Mil. Qatar Islamic Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ق120.8 Mil. Therefore, Qatar Islamic Insurance Group's EV-to-FCF for today is 5.89.

The historical rank and industry rank for Qatar Islamic Insurance Group's EV-to-FCF or its related term are showing as below:

DSMD:QISI' s EV-to-FCF Range Over the Past 10 Years
Min: 3.53   Med: 6.95   Max: 15.53
Current: 5.89

During the past 13 years, the highest EV-to-FCF of Qatar Islamic Insurance Group was 15.53. The lowest was 3.53. And the median was 6.95.

DSMD:QISI's EV-to-FCF is ranked better than
68.7% of 393 companies
in the Insurance industry
Industry Median: 9.38 vs DSMD:QISI: 5.89

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-07), Qatar Islamic Insurance Group's stock price is ر.ق7.922. Qatar Islamic Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ق0.960. Therefore, Qatar Islamic Insurance Group's PE Ratio (TTM) for today is 8.25.


Qatar Islamic Insurance Group  (DSMD:QISI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Qatar Islamic Insurance Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.922/0.960
=8.25

Qatar Islamic Insurance Group's share price for today is ر.ق7.922.
Qatar Islamic Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق0.960.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Qatar Islamic Insurance Group EV-to-FCF Related Terms


Qatar Islamic Insurance Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Insurance Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Insurance Group EV-to-FCF Chart

Qatar Islamic Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.78 5.76 10.12 6.03 7.75

Qatar Islamic Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.78 6.76 7.75 6.08 6.87

DSMD:QISI vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Qatar Islamic Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Insurance Group EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Islamic Insurance Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Insurance Group's EV-to-FCF falls into.


DSMD:QISI
81GF Score
Qatar Islamic Insurance Group DSMD:QISI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Insurance Group EV-to-FCF Calculation

Qatar Islamic Insurance Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=712.053/120.825
=5.89

Qatar Islamic Insurance Group's current Enterprise Value is ر.ق712.1 Mil.
Qatar Islamic Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق120.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.89 mean?
Qatar Islamic Insurance Group (DSMD:QISI) has a EV-to-FCF of 5.89 as of Aug. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qatar Islamic Insurance Group and its competitors. This is 15% below median its historical median of 6.95. Over the past decade, Qatar Islamic Insurance Group's EV-to-FCF has ranged from 3.53 to 15.53. According to the industry distribution chart, Qatar Islamic Insurance Group ranks #123 out of 393 companies in the Insurance industry, placing it in the top 31.3%.
Is Qatar Islamic Insurance Group's EV-to-FCF too high?
Qatar Islamic Insurance Group's current EV-to-FCF of 5.89 is 15% below median its 10-year median of 6.95. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 15.53. The Insurance industry median EV-to-FCF is 9.38. Qatar Islamic Insurance Group's value of 5.89 is 37.2% below this industry median. Based on the distribution chart, Qatar Islamic Insurance Group ranks #123 out of 393 companies in the Insurance industry, which is above the industry midpoint. Overall, Qatar Islamic Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Insurance Group's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Islamic Insurance Group ranks #123 out of 393 companies for EV-to-FCF. This puts Qatar Islamic Insurance Group in the upper half of its industry. The industry median EV-to-FCF is 9.38. Qatar Islamic Insurance Group's value of 5.89 is 37.2% below this benchmark. Historically, Qatar Islamic Insurance Group's own EV-to-FCF has ranged from 3.53 to 15.53 over the past decade. While the company's 10-year median is 6.95 vs. the industry median of 9.38, Qatar Islamic Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.38, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Insurance Group's current EV-to-FCF of 5.89 is 37.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qatar Islamic Insurance Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Insurance Group's current EV-to-FCF is 5.89, which is 15% below median its own 10-year median of 6.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Insurance Group (DSMD:QISI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق7.43, compared to a current price of ر.ق7.92 — trading 6.6% above its estimated fair value. The current EV-to-FCF is 5.89, which is 15% below median its 10-year median of 6.95 and 37.2% below the Insurance industry median of 9.38. Qatar Islamic Insurance Group's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Qatar Islamic Insurance Group (DSMD:QISI), the current EV-to-FCF is 5.89 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Insurance Group (DSMD:QISI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Insurance Group stock appears to be overvalued. The current stock price of ر.ق7.92 is trading 6.6% above its estimated GF Value™ of ر.ق7.43. GuruFocus considers Qatar Islamic Insurance Group to be Fairly Valued.

Key valuation signals for DSMD:QISI:

  • EV-to-FCF: 5.89 (15% below median its 10-year median of 6.95)
  • GF Value™: ر.ق7.43 vs. price of ر.ق7.92 (6.6% above fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 37.2% below the Insurance median (#123 of 393)

No single metric tells the full story. See the DSMD:QISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Insurance Group Business Description

Address C Ring Road - Opposite Gulf Cinema, P.O. Box 22676, Doha, QAT
Qatar Islamic Insurance Group is engaged in the business of underwriting general, property, motor, Takaful, and health (Life) in accordance with the provisions of Islamic Shari'a. Its business segments include takaful, Investment, Real Estate and Unallocated. The takaful business is further organized into three takaful lines: General Accident, Life and Medical, and Motor. The company generates maximum revenue from the Unallocated segment. Geographically, it operates only in Qatar.
81GF Score

Get the complete analysis for DSMD:QISI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق7.92
Price
ر.ق7.43
GF Value