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Elah HoldingsELLH +13.46%62 EV-to-FCF is -2.17 as of Jul. 31, 2026. GuruFocus rates ELLH with a GF Score™ of 62/100 and a GF Value™ of $19.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 139 Diversified Financial Services companies, Elah Holdings ranks worse than 719423.74% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Elah Holdings's Enterprise Value is $5.22 Mil.
Elah Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 was $-2.41 Mil. Therefore, Elah Holdings's EV-to-FCF for today is -2.17.
The historical rank and industry rank for Elah Holdings's EV-to-FCF or its related term are showing as below:
ELLH'
s EV-to-FCF Range Over the Past 10 Years
Min: -37.66 Med: -4.27 Max: 25.5
Current: -2.17
During the past 13 years, the highest EV-to-FCF of Elah Holdings was 25.50. The lowest was -37.66. And the median was -4.27.
ELLH's EV-to-FCF is ranked worse than 100% of 139
companies
in the Diversified Financial Services industry
Industry Median: 3.6
vs ELLH: -2.17
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Elah Holdings's PE Ratio (TTM) for today is calculated as:
Elah Holdings's share price for today is $14.75.
Elah Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.260.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Elah Holdings EV-to-FCF Related Terms
Elah Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Elah Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Shell Companies subindustry, Elah Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elah Holdings EV-to-FCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Elah Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Elah Holdings's EV-to-FCF falls into.
Elah Holdings's current Enterprise Value is $5.22 Mil.
Elah Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.41 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elah Holdings (ELLH) has a EV-to-FCF of -2.17 as of Jul. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Elah Holdings and its competitors. According to the industry distribution chart, Elah Holdings ranks #999999 out of 139 companies in the Diversified Financial Services industry.
Is Elah Holdings' EV-to-FCF too high?
Elah Holdings' current EV-to-FCF is -2.17. Based on the distribution chart, Elah Holdings ranks #999999 out of 139 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Elah Holdings has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Elah Holdings' EV-to-FCF compare to XITO and PCMC?
According to the Diversified Financial Services industry distribution chart, Elah Holdings ranks #999999 out of 139 companies for EV-to-FCF. This places Elah Holdings in the lower half of its industry. The industry median EV-to-FCF is 3.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Diversified Financial Services company?
The median EV-to-FCF among Diversified Financial Services companies is 3.60, based on 139 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Elah Holdings and its competitors. For the Diversified Financial Services industry, the median EV-to-FCF is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elah Holdings's current EV-to-FCF is -2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elah Holdings stock overvalued right now?
Based on GuruFocus' analysis, Elah Holdings (ELLH) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.77, compared to a current price of $14.75 — trading 25.4% below its estimated fair value. The current EV-to-FCF is -2.17. Elah Holdings' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Elah Holdings (ELLH), the current EV-to-FCF is -2.17 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elah Holdings (ELLH) Overvalued in 2026?
Based on GuruFocus' analysis, Elah Holdings stock appears to be undervalued.
The current stock price of $14.75 is trading 25.4% below its estimated GF Value™ of $19.77.
GuruFocus considers Elah Holdings to be Modestly Undervalued.
Key valuation signals for ELLH:
EV-to-FCF: -2.17
GF Value™: $19.77 vs. price of $14.75 (25.4% below fair value)
No single metric tells the full story. See the ELLH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elah Holdings Inc is a holding company. The company has operated as one single segment and continues to execute its longstanding business plan of seeking to acquire profitable businesses in the commercial and industrial markets and supporting the performance of such acquisitions post-closing.
62GF Score
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