Equity BancsharesEQBK -1.93%59 EV-to-FCF is 30.49 as of Jul. 06, 2026, which is 166% above its 10-year median of 11.47. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $47.60 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, Equity Bancshares ranks worse than 89.21% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Equity Bancshares's Enterprise Value is $897.4 Mil.
Equity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $29.4 Mil. Therefore, Equity Bancshares's EV-to-FCF for today is 30.49.
The historical rank and industry rank for Equity Bancshares's EV-to-FCF or its related term are showing as below:
EQBK'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.76 Med: 11.47 Max: 51.75
Current: 30.49
During the past 13 years, the highest EV-to-FCF of Equity Bancshares was 51.75. The lowest was 3.76. And the median was 11.47.
EQBK's EV-to-FCF is ranked worse than 89.21% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs EQBK: 30.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Equity Bancshares's PE Ratio (TTM) for today is calculated as:
Equity Bancshares's share price for today is $49.23.
Equity Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.260.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Equity Bancshares EV-to-FCF Related Terms
Equity Bancshares EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Equity Bancshares's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Equity Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Equity Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Equity Bancshares's EV-to-FCF falls into.
Equity Bancshares's current Enterprise Value is $897.4 Mil.
Equity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Bancshares (EQBK) has a EV-to-FCF of 30.49 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Equity Bancshares and its competitors. This is 166% above median its historical median of 11.47. Over the past decade, Equity Bancshares' EV-to-FCF has ranged from 3.76 to 51.75. According to the industry distribution chart, Equity Bancshares ranks #1067 out of 1196 companies in the Banks industry, placing it in the top 89.2%.
Is Equity Bancshares' EV-to-FCF too high?
Equity Bancshares' current EV-to-FCF of 30.49 is 166% above median its 10-year median of 11.47. Over the past 10 years, this metric has ranged from a low of 3.76 to a high of 51.75. The Banks industry median EV-to-FCF is 6.57. Equity Bancshares' value of 30.49 is 364.4% above this industry median. Based on the distribution chart, Equity Bancshares ranks #1067 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' EV-to-FCF compare to ESQ and MCBS?
According to the Banks industry distribution chart, Equity Bancshares ranks #1067 out of 1196 companies for EV-to-FCF. This places Equity Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.57. Equity Bancshares' value of 30.49 is 364.4% above this benchmark. Historically, Equity Bancshares' own EV-to-FCF has ranged from 3.76 to 51.75 over the past decade. While the company's 10-year median is 11.47 vs. the industry median of 6.57, Equity Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Bancshares's current EV-to-FCF of 30.49 is 364.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Equity Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Bancshares's current EV-to-FCF is 30.49, which is 166% above median its own 10-year median of 11.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.60, compared to a current price of $49.23 — trading 3.4% above its estimated fair value. The current EV-to-FCF is 30.49, which is 166% above median its 10-year median of 11.47 and 364.4% above the Banks industry median of 6.57. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current EV-to-FCF is 30.49 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Bancshares (EQBK) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued.
The current stock price of $49.23 is trading 3.4% above its estimated GF Value™ of $47.60.
GuruFocus considers Equity Bancshares to be Fairly Valued.
Key valuation signals for EQBK:
EV-to-FCF: 30.49 (166% above median its 10-year median of 11.47)
GF Value™: $47.60 vs. price of $49.23 (3.4% above fair value)
Industry Position: 364.4% above the Banks median (#1067 of 1196)
No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score
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