EQBK (Equity Bancshares) Moat Score: 4/10 (As of Jul. 05, 2026)


EQBK Equity Bancshares Inc EQBK
59 GF Score
Price $49.23
GF Value $47.49
Valuation Fairly Valued
! 6 Warning Signs
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What is Equity Bancshares Moat Score?

Equity Bancshares EQBK -1.93% 59 Moat Score is 4 as of Jul. 05, 2026. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $47.49 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,611 Banks companies, Equity Bancshares ranks better than 86.22% on this metric.

Equity Bancshares has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Equity Bancshares has Narrow Moat: Equity Bancshares Inc has a discernible but modest moat, primarily due to its regional banking presence and customer relationships. While it has some pricing power, it lacks significant network effects or proprietary technology.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Equity Bancshares might have Narrow Moat - Discernible but modest moat.

Equity Bancshares  (NYSE:EQBK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Equity Bancshares Moat Score Related Terms

EQBK vs ESQ, MCBS, FSBC: Moat Score Comparison

For the Banks - Regional subindustry, Equity Bancshares's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Equity Bancshares Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Equity Bancshares's Moat Score distribution charts can be found below:

* The bar in red indicates where Equity Bancshares's Moat Score falls into.


EQBK
59GF Score
Equity Bancshares Inc EQBK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Equity Bancshares (EQBK) has a Moat Score of 4 as of Jul. 05, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Equity Bancshares ranks #222 out of 1611 companies in the Banks industry, placing it in the top 13.8%.
Is Equity Bancshares' Moat Score too high?
Equity Bancshares' current Moat Score is 4. Based on the distribution chart, Equity Bancshares ranks #222 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' Moat Score compare to ESQ and MCBS?
According to the Banks industry distribution chart, Equity Bancshares ranks #222 out of 1611 companies for Moat Score. This places Equity Bancshares in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Equity Bancshares's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.49, compared to a current price of $49.23 — trading 3.7% above its estimated fair value. The current Moat Score is 4. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current Moat Score is 4 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Bancshares (EQBK) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued. The current stock price of $49.23 is trading 3.7% above its estimated GF Value™ of $47.49. GuruFocus considers Equity Bancshares to be Fairly Valued.

Key valuation signals for EQBK:

  • Moat Score: 4
  • GF Value™: $47.49 vs. price of $49.23 (3.7% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equity Bancshares Business Description

Address 7701 East Kellogg Drive, Suite 300, Wichita, KS, USA, 67207
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.23
Price
$47.49
GF Value