Equity BancsharesEQBK 59 Return-on-Tangible-Equity is 10.36% as of Mar. 2026, which is 20% above its 10-year median of 8.66. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $47.82 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,521 Banks companies, Equity Bancshares ranks worse than 87.25% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Equity Bancshares's annualized net income for the quarter that ended in Mar. 2026 was $67.9 Mil. Equity Bancshares's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $655.2 Mil. Therefore, Equity Bancshares's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.36%.
The historical rank and industry rank for Equity Bancshares's Return-on-Tangible-Equity or its related term are showing as below:
EQBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -21.99 Med: 8.66 Max: 14.84
Current: 4.05
During the past 13 years, Equity Bancshares's highest Return-on-Tangible-Equity was 14.84%. The lowest was -21.99%. And the median was 8.66%.
EQBK's Return-on-Tangible-Equity is ranked worse than 87.25% of 1521
companies
in the Banks industry
Industry Median: 11.19
vs EQBK: 4.05
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Equity Bancshares Return-on-Tangible-Equity Related Terms
Equity Bancshares Return-on-Tangible-Equity Historical Data
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The historical data trend for Equity Bancshares's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EQBK vs ESQ, MCBS, FSBC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Equity Bancshares's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Bancshares Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Equity Bancshares's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Equity Bancshares's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.36% mean?
Equity Bancshares (EQBK) has a Return-on-Tangible-Equity of 10.36% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Equity Bancshares and its competitors. This is 20% above median its historical median of 8.66. According to the industry distribution chart, Equity Bancshares ranks #1327 out of 1521 companies in the Banks industry, placing it in the top 87.2%.
Is Equity Bancshares' Return-on-Tangible-Equity too high?
Equity Bancshares' current Return-on-Tangible-Equity of 10.36% is 20% above median its 10-year median of 8.66. The Banks industry median Return-on-Tangible-Equity is 11.19. Equity Bancshares' value of 10.36% is 7.4% below this industry median. Based on the distribution chart, Equity Bancshares ranks #1327 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' Return-on-Tangible-Equity compare to ESQ and MCBS?
According to the Banks industry distribution chart, Equity Bancshares ranks #1327 out of 1521 companies for Return-on-Tangible-Equity. This places Equity Bancshares in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Equity Bancshares' value of 10.36% is 7.4% below this benchmark. While the company's 10-year median is 8.66 vs. the industry median of 11.19, Equity Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Bancshares's current Return-on-Tangible-Equity of 10.36% is 7.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Equity Bancshares and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Bancshares's current Return-on-Tangible-Equity is 10.36%, which is 20% above median its own 10-year median of 8.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.82, compared to a current price of $47.90 — trading 0.2% above its estimated fair value. The current Return-on-Tangible-Equity is 10.36%, which is 20% above median its 10-year median of 8.66 and 7.4% below the Banks industry median of 11.19. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current Return-on-Tangible-Equity is 10.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Bancshares (EQBK) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued.
The current stock price of $47.90 is trading 0.2% above its estimated GF Value™ of $47.82.
GuruFocus considers Equity Bancshares to be Fairly Valued.
Key valuation signals for EQBK:
Return-on-Tangible-Equity: 10.36% (20% above median its 10-year median of 8.66)
GF Value™: $47.82 vs. price of $47.90 (0.2% above fair value)
Industry Position: 7.4% below the Banks median (#1327 of 1521)
No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score
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