EQBK (Equity Bancshares) Scaled Net Operating Assets: -0.05 (As of Mar. 2026)


EQBK Equity Bancshares Inc EQBK
59 GF Score
Price $48.99
GF Value $47.32
Valuation Fairly Valued
! 6 Warning Signs
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What is Equity Bancshares Scaled Net Operating Assets?

Equity Bancshares EQBK -0.24% 59 Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $47.32 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Equity Bancshares's operating assets for the quarter that ended in Mar. 2026 was $6,099.8 Mil. Equity Bancshares's operating liabilities for the quarter that ended in Mar. 2026 was $6,403.8 Mil. Equity Bancshares's Total Assets for the quarter that ended in Dec. 2025 was $6,373.2 Mil. Therefore, Equity Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.

EQBK
59GF Score
Equity Bancshares Inc EQBK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Equity Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Equity Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5765.035-5242.973)/5332.047
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6373.172 - 608.137
=5765.035

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5641.118 - 398.145 - 0
=5242.973

Equity Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(6099.804-6403.837)/6373.172
=-0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7667.37 - 1567.566
=6099.804

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6849.76 - 445.923 - 0
=6403.837

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.05 mean?
Equity Bancshares (EQBK) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Equity Bancshares and its competitors.
Is Equity Bancshares' Scaled Net Operating Assets too high?
Equity Bancshares' current Scaled Net Operating Assets is -0.05. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' Scaled Net Operating Assets compare to ESQ and MCBS?
Equity Bancshares' Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Equity Bancshares and its competitors. Equity Bancshares's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.32, compared to a current price of $48.99 — trading 3.5% above its estimated fair value. The current Scaled Net Operating Assets is -0.05. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Bancshares (EQBK) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued. The current stock price of $48.99 is trading 3.5% above its estimated GF Value™ of $47.32. GuruFocus considers Equity Bancshares to be Fairly Valued.

Key valuation signals for EQBK:

  • Scaled Net Operating Assets: -0.05
  • GF Value™: $47.32 vs. price of $48.99 (3.5% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equity Bancshares Business Description

Address 7701 East Kellogg Drive, Suite 300, Wichita, KS, USA, 67207
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.99
Price
$47.32
GF Value