EQBK (Equity Bancshares) Long-Term Debt: $445.9 Mil (As of Mar. 2026)

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EQBK Equity Bancshares Inc EQBK
59 GF Score
Price $51.50
GF Value $48.11
Valuation Fairly Valued
! 6 Warning Signs
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What is Equity Bancshares Long-Term Debt?

Equity Bancshares EQBK +4.67% 59 Long-Term Debt is $445.9 Mil as of Mar. 2026. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $48.11 (Fairly Valued). The stock has 6 warning signs investors should review.

Equity Bancshares's Long-Term Debt for the quarter that ended in Mar. 2026 was $445.9 Mil.

Equity Bancshares's quarterly Long-Term Debt declined from Sep. 2025 ($439.6 Mil) to Dec. 2025 ($398.1 Mil) but then increased from Dec. 2025 ($398.1 Mil) to Mar. 2026 ($445.9 Mil).

Equity Bancshares's annual Long-Term Debt declined from Dec. 2023 ($336.9 Mil) to Dec. 2024 ($275.6 Mil) but then increased from Dec. 2024 ($275.6 Mil) to Dec. 2025 ($398.1 Mil).

Equity Bancshares  (NYSE:EQBK) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Equity Bancshares Long-Term Debt Related Terms

Equity Bancshares Long-Term Debt Historical Data

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The historical data trend for Equity Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equity Bancshares Long-Term Debt Chart

Equity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 95.89 235.26 336.92 275.55 398.15

Equity Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.13 439.55 398.15 445.92 483.79
EQBK
59GF Score
Equity Bancshares Inc EQBK
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $445.9 Mil mean?
Equity Bancshares (EQBK) has a Long-Term Debt of $445.9 Mil as of Mar. 2026.
Is Equity Bancshares' Long-Term Debt too high?
Equity Bancshares' current Long-Term Debt is $445.9 Mil. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' Long-Term Debt compare to ESQ and MCBS?
Equity Bancshares' Long-Term Debt of $445.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Equity Bancshares's current Long-Term Debt is $445.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $48.11, compared to a current price of $51.50 — trading 7% above its estimated fair value. The current Long-Term Debt is $445.9 Mil. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current Long-Term Debt is $445.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equity Bancshares (EQBK) Overvalued in 2026?

Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued. The current stock price of $51.50 is trading 7% above its estimated GF Value™ of $48.11. GuruFocus considers Equity Bancshares to be Fairly Valued.

Key valuation signals for EQBK:

  • Long-Term Debt: $445.9 Mil
  • GF Value™: $48.11 vs. price of $51.50 (7% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equity Bancshares Business Description

Address 7701 East Kellogg Drive, Suite 300, Wichita, KS, USA, 67207
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.50
Price
$48.11
GF Value