Equity BancsharesEQBK +0.56%59 OCF Margin % is 18.67% as of Mar. 2026, which is 39% below its 10-year median of 30.51. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $46.82 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, Equity Bancshares ranks worse than 63.4% on this metric.
The historical rank and industry rank for Equity Bancshares's OCF Margin % or its related term are showing as below:
EQBK'
s OCF Margin % Range Over the Past 10 Years
Min: 24.82 Med: 30.51 Max: 59.7
Current: 19.65
During the past 13 years, the highest OCF Margin % of Equity Bancshares was 59.70%. The lowest was 24.82%. And the median was 30.51%.
EQBK's OCF Margin % is ranked worse than 63.4% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs EQBK: 19.65
Equity Bancshares OCF Margin % Related Terms
Equity Bancshares OCF Margin % Historical Data
* Premium members only.
The historical data trend for Equity Bancshares's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Equity Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Equity Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Bancshares (EQBK) has a OCF Margin % of 18.67% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Equity Bancshares and its competitors. This is 39% below median its historical median of 30.51. Over the past decade, Equity Bancshares' OCF Margin % has ranged from 24.82 to 59.70. According to the industry distribution chart, Equity Bancshares ranks #951 out of 1500 companies in the Banks industry, placing it in the top 63.4%.
Is Equity Bancshares' OCF Margin % too high?
Equity Bancshares' current OCF Margin % of 18.67% is 39% below median its 10-year median of 30.51. Over the past 10 years, this metric has ranged from a low of 24.82 to a high of 59.70. The Banks industry median OCF Margin % is 29.44. Equity Bancshares' value of 18.67% is 36.6% below this industry median. Based on the distribution chart, Equity Bancshares ranks #951 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' OCF Margin % compare to HBNC and ESQ?
According to the Banks industry distribution chart, Equity Bancshares ranks #951 out of 1500 companies for OCF Margin %. This places Equity Bancshares in the lower half of its industry. The industry median OCF Margin % is 29.44. Equity Bancshares' value of 18.67% is 36.6% below this benchmark. Historically, Equity Bancshares' own OCF Margin % has ranged from 24.82 to 59.70 over the past decade. While the company's 10-year median is 30.51 vs. the industry median of 29.44, Equity Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Bancshares's current OCF Margin % of 18.67% is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Equity Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Bancshares's current OCF Margin % is 18.67%, which is 39% below median its own 10-year median of 30.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $46.82, compared to a current price of $48.07 — trading 2.7% above its estimated fair value. The current OCF Margin % is 18.67%, which is 39% below median its 10-year median of 30.51 and 36.6% below the Banks industry median of 29.44. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current OCF Margin % is 18.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Bancshares (EQBK) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued.
The current stock price of $48.07 is trading 2.7% above its estimated GF Value™ of $46.82.
GuruFocus considers Equity Bancshares to be Fairly Valued.
Key valuation signals for EQBK:
OCF Margin %: 18.67% (39% below median its 10-year median of 30.51)
GF Value™: $46.82 vs. price of $48.07 (2.7% above fair value)
Industry Position: 36.6% below the Banks median (#951 of 1500)
No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score
Get the complete analysis for EQBK
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
EQBK has been successfully added to your 
