Equity BancsharesEQBK +0.67%59 Net Margin % is 20.67% as of Mar. 2026, which is 9% above its 10-year median of 19.04. GuruFocus rates EQBK with a GF Score™ of 59/100 and a GF Value™ of $46.82 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Equity Bancshares ranks worse than 86.83% on this metric.
The historical rank and industry rank for Equity Bancshares's Net Margin % or its related term are showing as below:
EQBK'
s Net Margin % Range Over the Past 10 Years
Min: -48.64 Med: 19.04 Max: 30.51
Current: 10.76
EQBK's Net Margin % is ranked worse than 86.83% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs EQBK: 10.76
Equity Bancshares (NYSE:EQBK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Equity Bancshares Net Margin % Related Terms
Equity Bancshares Net Margin % Historical Data
* Premium members only.
The historical data trend for Equity Bancshares's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Equity Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Bancshares Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Bancshares's Net Margin % distribution charts can be found below:
* The bar in red indicates where Equity Bancshares's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Bancshares (EQBK) has a Net Margin % of 20.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Equity Bancshares and its competitors. This is near median its historical median of 19.04. According to the industry distribution chart, Equity Bancshares ranks #1325 out of 1526 companies in the Banks industry, placing it in the top 86.8%.
Is Equity Bancshares' Net Margin % too high?
Equity Bancshares' current Net Margin % of 20.67% is near median its 10-year median of 19.04. The Banks industry median Net Margin % is 26.97. Equity Bancshares' value of 20.67% is 23.4% below this industry median. Based on the distribution chart, Equity Bancshares ranks #1325 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Equity Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equity Bancshares' Net Margin % compare to HBNC and ESQ?
According to the Banks industry distribution chart, Equity Bancshares ranks #1325 out of 1526 companies for Net Margin %. This places Equity Bancshares in the lower half of its industry. The industry median Net Margin % is 26.97. Equity Bancshares' value of 20.67% is 23.4% below this benchmark. While the company's 10-year median is 19.04 vs. the industry median of 26.97, Equity Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Bancshares's current Net Margin % of 20.67% is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Equity Bancshares and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Bancshares's current Net Margin % is 20.67%, which is near median its own 10-year median of 19.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Equity Bancshares (EQBK) is currently considered Fairly Valued. The stock's GF Value™ is $46.82, compared to a current price of $48.12 — trading 2.8% above its estimated fair value. The current Net Margin % is 20.67%, which is near median its 10-year median of 19.04 and 23.4% below the Banks industry median of 26.97. Equity Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Equity Bancshares (EQBK), the current Net Margin % is 20.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Bancshares (EQBK) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Bancshares stock appears to be overvalued.
The current stock price of $48.12 is trading 2.8% above its estimated GF Value™ of $46.82.
GuruFocus considers Equity Bancshares to be Fairly Valued.
Key valuation signals for EQBK:
Net Margin %: 20.67% (near median its 10-year median of 19.04)
GF Value™: $46.82 vs. price of $48.12 (2.8% above fair value)
Industry Position: 23.4% below the Banks median (#1325 of 1526)
No single metric tells the full story. See the EQBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Bancshares Inc is a bank holding company. It provides a broad range of financial services to businesses and business owners as well as individuals through network of nearly 77 branches located in Arkansas, Kansas, Missouri and Oklahoma. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
59GF Score
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