FNFI (First Niles Financial) EV-to-FCF: (As of Sep. 12, 2026)

First Niles Financial  (OTCPK:FNFI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Niles Financial's PE Ratio (TTM) for today is calculated as:

First Niles Financial's share price for today is $9.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. First Niles Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.310.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.

First Niles Financial EV-to-FCF Related Terms

The historical data trend for First Niles Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Niles Financial EV-to-FCF Chart

First Niles Financial Annual Data
	Trend	Dec15	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
EV-to-FCF		Get a 7-Day Free Trial					3.03	105.89	-20.72	-11.69	-29.38

First Niles Financial Semi-Annual Data
	Dec05	Jun06	Dec12	Dec13	Dec14	Dec15	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25	Jun26
EV-to-FCF	Get a 7-Day Free Trial															105.89	-20.72	-11.69	-29.38	0.00

FNFI vs ASCN, GLBZ, SRNN: EV-to-FCF Comparison

For the Banks - Regional subindustry, First Niles Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Niles Financial EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, First Niles Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where First Niles Financial's EV-to-FCF falls into.

First Niles Financial EV-to-FCF Calculation

First Niles Financial's EV-to-FCF for today is calculated as:

First Niles Financial's current Enterprise Value is $62.87 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. First Niles Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Niles Financial Business Description