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The historical rank and industry rank for Peapack Gladstone Financial's EV-to-FCF or its related term are showing as below:
FRA:45V'
s EV-to-FCF Range Over the Past 10 Years
Min: -4.44 Med: 8.93 Max: 22.84
Current: 6.78
During the past 13 years, the highest EV-to-FCF of Peapack Gladstone Financial was 22.84. The lowest was -4.44. And the median was 8.93.
FRA:45V's EV-to-FCF is ranked better than 51.57% of 1181
companies
in the Banks industry
Industry Median: 7.08
vs FRA:45V: 6.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Peapack Gladstone Financial's PE Ratio (TTM) for today is calculated as:
Peapack Gladstone Financial's share price for today is €39.60.
Peapack Gladstone Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.487.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Peapack Gladstone Financial EV-to-FCF Related Terms
Peapack Gladstone Financial EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peapack Gladstone Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's EV-to-FCF falls into.
Peapack Gladstone Financial's current Enterprise Value is €598.9 Mil.
Peapack Gladstone Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €88.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peapack Gladstone Financial (FRA:45V) has a EV-to-FCF of 6.81 as of Aug. 20, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peapack Gladstone Financial and its competitors. This is 24% below median its historical median of 8.93. According to the industry distribution chart, Peapack Gladstone Financial ranks #572 out of 1181 companies in the Banks industry, placing it in the top 48.4%.
Is Peapack Gladstone Financial's EV-to-FCF too high?
Peapack Gladstone Financial's current EV-to-FCF of 6.81 is 24% below median its 10-year median of 8.93. The Banks industry median EV-to-FCF is 7.08. Peapack Gladstone Financial's value of 6.81 is 3.8% below this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #572 out of 1181 companies in the Banks industry, which is above the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's EV-to-FCF compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #572 out of 1181 companies for EV-to-FCF. This puts Peapack Gladstone Financial in the upper half of its industry. The industry median EV-to-FCF is 7.08. Peapack Gladstone Financial's value of 6.81 is 3.8% below this benchmark. While the company's 10-year median is 8.93 vs. the industry median of 7.08, Peapack Gladstone Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.08, based on 1,181 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current EV-to-FCF of 6.81 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median EV-to-FCF is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current EV-to-FCF is 6.81, which is 24% below median its own 10-year median of 8.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (FRA:45V) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.42, compared to a current price of €39.60 — trading 18.5% above its estimated fair value. The current EV-to-FCF is 6.81, which is 24% below median its 10-year median of 8.93 and 3.8% below the Banks industry median of 7.08. Peapack Gladstone Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Peapack Gladstone Financial (FRA:45V), the current EV-to-FCF is 6.81 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (FRA:45V) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of €39.60 is trading 18.5% above its estimated GF Value™ of €33.42.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for FRA:45V:
EV-to-FCF: 6.81 (24% below median its 10-year median of 8.93)
GF Value™: €33.42 vs. price of €39.60 (18.5% above fair value)
Industry Position: 3.8% below the Banks median (#572 of 1181)
No single metric tells the full story. See the FRA:45V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
74GF Score
Get the complete analysis for FRA:45V
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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