Peapack Gladstone Financial (FRA:45V) PS Ratio: 2.67 (As of Aug. 20, 2026) — 10% Below Median

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FRA:45V Peapack Gladstone Financial Corp FRA:45V
74 GF Score
Price €39.60
GF Value €33.42
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Peapack Gladstone Financial PS Ratio?

Peapack Gladstone Financial FRA:45V -0.50% 74 PS Ratio is 2.67 as of Aug. 20, 2026, which is 10% below its 10-year median of 2.97. GuruFocus rates FRA:45V with a GF Score™ of 74/100 and a GF Value™ of €33.42 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,514 Banks companies, Peapack Gladstone Financial ranks better than 61.1% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Peapack Gladstone Financial's share price is €39.60. Peapack Gladstone Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €14.86. Hence, Peapack Gladstone Financial's PS Ratio for today is 2.67.

The historical rank and industry rank for Peapack Gladstone Financial's PS Ratio or its related term are showing as below:

FRA:45V' s PS Ratio Range Over the Past 10 Years
Min: 1.49   Med: 2.97   Max: 4.66
Current: 2.61

During the past 13 years, Peapack Gladstone Financial's highest PS Ratio was 4.66. The lowest was 1.49. And the median was 2.97.

FRA:45V's PS Ratio is ranked better than
61.1% of 1514 companies
in the Banks industry
Industry Median: 3.08 vs FRA:45V: 2.61

Peapack Gladstone Financial's Revenue per Sharefor the three months ended in Jun. 2026 was €3.92. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €14.86.

Good Sign:

Peapack Gladstone Financial Corp has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Peapack Gladstone Financial was 25.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 8.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 8.00% per year.

During the past 13 years, Peapack Gladstone Financial's highest 3-Year average Revenue per Share Growth Rate was 87.70% per year. The lowest was -5.00% per year. And the median was 6.75% per year.

Back to Basics: PS Ratio


Peapack Gladstone Financial  (FRA:45V) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Peapack Gladstone Financial PS Ratio Related Terms


Peapack Gladstone Financial PS Ratio Historical Data

* Premium members only.

The historical data trend for Peapack Gladstone Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peapack Gladstone Financial PS Ratio Chart

Peapack Gladstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 2.91 2.40 2.57 1.79

Peapack Gladstone Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.05 1.89 1.79 2.13 2.74

FRA:45V vs ALRS, HTB, ORRF: PS Ratio Comparison

For the Banks - Regional subindustry, Peapack Gladstone Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peapack Gladstone Financial PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Peapack Gladstone Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Peapack Gladstone Financial's PS Ratio falls into.


FRA:45V
74GF Score
Peapack Gladstone Financial Corp FRA:45V
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peapack Gladstone Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Peapack Gladstone Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=39.60/14.859
=2.67

Peapack Gladstone Financial's Share Price of today is €39.60.
Peapack Gladstone Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €14.86.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.67 mean?
Peapack Gladstone Financial (FRA:45V) has a PS Ratio of 2.67 as of Aug. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Peapack Gladstone Financial and its competitors. This is 10% below median its historical median of 2.97. Over the past decade, Peapack Gladstone Financial's PS Ratio has ranged from 1.49 to 4.66. According to the industry distribution chart, Peapack Gladstone Financial ranks #589 out of 1514 companies in the Banks industry, placing it in the top 38.9%.
Is Peapack Gladstone Financial's PS Ratio too high?
Peapack Gladstone Financial's current PS Ratio of 2.67 is 10% below median its 10-year median of 2.97. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 4.66. The Banks industry median PS Ratio is 3.08. Peapack Gladstone Financial's value of 2.67 is 13.3% below this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #589 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's PS Ratio compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #589 out of 1514 companies for PS Ratio. This puts Peapack Gladstone Financial in the upper half of its industry. The industry median PS Ratio is 3.08. Peapack Gladstone Financial's value of 2.67 is 13.3% below this benchmark. Historically, Peapack Gladstone Financial's own PS Ratio has ranged from 1.49 to 4.66 over the past decade. While the company's 10-year median is 2.97 vs. the industry median of 3.08, Peapack Gladstone Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.08, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current PS Ratio of 2.67 is 13.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median PS Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current PS Ratio is 2.67, which is 10% below median its own 10-year median of 2.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (FRA:45V) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.42, compared to a current price of €39.60 — trading 18.5% above its estimated fair value. The current PS Ratio is 2.67, which is 10% below median its 10-year median of 2.97 and 13.3% below the Banks industry median of 3.08. Peapack Gladstone Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Peapack Gladstone Financial (FRA:45V), the current PS Ratio is 2.67 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peapack Gladstone Financial (FRA:45V) Overvalued in 2026?

Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued. The current stock price of €39.60 is trading 18.5% above its estimated GF Value™ of €33.42. GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.

Key valuation signals for FRA:45V:

  • PS Ratio: 2.67 (10% below median its 10-year median of 2.97)
  • GF Value™: €33.42 vs. price of €39.60 (18.5% above fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 13.3% below the Banks median (#589 of 1514)

No single metric tells the full story. See the FRA:45V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peapack Gladstone Financial Business Description

Other Exchanges PGC:USA
Address 500 Hills Drive, Suite 300, Bedminster, NJ, USA, 07921
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
74GF Score

Get the complete analysis for FRA:45V

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.60
Price
€33.42
GF Value