Peapack Gladstone Financial (FRA:45V) OCF Yield %: 13.90 (As of Aug. 20, 2026) — 15% Above Median

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FRA:45V Peapack Gladstone Financial Corp FRA:45V
74 GF Score
Price €39.60
GF Value €33.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Peapack Gladstone Financial OCF Yield %?

Peapack Gladstone Financial FRA:45V -0.50% 74 OCF Yield % is 13.90 as of Aug. 20, 2026, which is 15% above its 10-year median of 12.08. GuruFocus rates FRA:45V with a GF Score™ of 74/100 and a GF Value™ of €33.42 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,494 Banks companies, Peapack Gladstone Financial ranks better than 68.54% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Peapack Gladstone Financial's Trailing 12-Month Cash Flow from Operations is €95.6 Mil, and Market Cap is €690.1 Mil. Therefore, Peapack Gladstone Financial's OCF Yield % for today is 13.90%.

The historical rank and industry rank for Peapack Gladstone Financial's OCF Yield % or its related term are showing as below:

FRA:45V' s OCF Yield % Range Over the Past 10 Years
Min: 6.11   Med: 12.08   Max: 33.52
Current: 13.9


During the past 13 years, the highest OCF Yield % of Peapack Gladstone Financial was 33.52%. The lowest was 6.11%. And the median was 12.08%.

FRA:45V's OCF Yield % is ranked better than
68.54% of 1494 companies
in the Banks industry
Industry Median: 9.285 vs FRA:45V: 13.90

Peapack Gladstone Financial's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Peapack Gladstone Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Peapack Gladstone Financial OCF Yield % Related Terms


Peapack Gladstone Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for Peapack Gladstone Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peapack Gladstone Financial OCF Yield % Chart

Peapack Gladstone Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.56 18.32 13.42 13.59 8.81

Peapack Gladstone Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.06 29.78 -0.92 15.91 24.24

FRA:45V vs ALRS, HTB, ORRF: OCF Yield % Comparison

For the Banks - Regional subindustry, Peapack Gladstone Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peapack Gladstone Financial OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Peapack Gladstone Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Peapack Gladstone Financial's OCF Yield % falls into.


FRA:45V
74GF Score
Peapack Gladstone Financial Corp FRA:45V
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peapack Gladstone Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Peapack Gladstone Financial's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=36.835 / 417.8804
=8.81%

Peapack Gladstone Financial's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=44.462 * 4 / 733.5666
=24.24%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 13.90 mean?
Peapack Gladstone Financial (FRA:45V) has a OCF Yield % of 13.90 as of Aug. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Peapack Gladstone Financial and its competitors. This is 15% above median its historical median of 12.08. Over the past decade, Peapack Gladstone Financial's OCF Yield % has ranged from 6.11 to 33.52. According to the industry distribution chart, Peapack Gladstone Financial ranks #470 out of 1494 companies in the Banks industry, placing it in the top 31.5%.
Is Peapack Gladstone Financial's OCF Yield % too high?
Peapack Gladstone Financial's current OCF Yield % of 13.90 is 15% above median its 10-year median of 12.08. Over the past 10 years, this metric has ranged from a low of 6.11 to a high of 33.52. The Banks industry median OCF Yield % is 9.29. Peapack Gladstone Financial's value of 13.90 is 49.7% above this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #470 out of 1494 companies in the Banks industry, which is above the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's OCF Yield % compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #470 out of 1494 companies for OCF Yield %. This puts Peapack Gladstone Financial in the upper half of its industry. The industry median OCF Yield % is 9.29. Peapack Gladstone Financial's value of 13.90 is 49.7% above this benchmark. Historically, Peapack Gladstone Financial's own OCF Yield % has ranged from 6.11 to 33.52 over the past decade. While the company's 10-year median is 12.08 vs. the industry median of 9.29, Peapack Gladstone Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.29, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current OCF Yield % of 13.90 is 49.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current OCF Yield % is 13.90, which is 15% above median its own 10-year median of 12.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (FRA:45V) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.42, compared to a current price of €39.60 — trading 18.5% above its estimated fair value. The current OCF Yield % is 13.90, which is 15% above median its 10-year median of 12.08 and 49.7% above the Banks industry median of 9.29. Peapack Gladstone Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Peapack Gladstone Financial (FRA:45V), the current OCF Yield % is 13.90 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peapack Gladstone Financial (FRA:45V) Overvalued in 2026?

Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued. The current stock price of €39.60 is trading 18.5% above its estimated GF Value™ of €33.42. GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.

Key valuation signals for FRA:45V:

  • OCF Yield %: 13.90 (15% above median its 10-year median of 12.08)
  • GF Value™: €33.42 vs. price of €39.60 (18.5% above fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 49.7% above the Banks median (#470 of 1494)

No single metric tells the full story. See the FRA:45V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peapack Gladstone Financial Business Description

Other Exchanges PGC:USA
Address 500 Hills Drive, Suite 300, Bedminster, NJ, USA, 07921
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
74GF Score

Get the complete analysis for FRA:45V

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.60
Price
€33.42
GF Value