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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Peapack Gladstone Financial's 10-Year RORE % for the quarter that ended in Jun. 2026 was 4.20%.
The industry rank for Peapack Gladstone Financial's 10-Year RORE % or its related term are showing as below:
FRA:45V's 10-Year RORE % is ranked worse than 70.38% of 1094
companies
in the Banks industry
Industry Median: 10.66
vs FRA:45V: 4.20
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Peapack Gladstone Financial 10-Year RORE % Related Terms
Peapack Gladstone Financial 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:45V vs ALRS, HTB, ORRF: 10-Year RORE % Comparison
For the Banks - Regional subindustry, Peapack Gladstone Financial's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Peapack Gladstone Financial (FRA:45V) has a 10-Year RORE % of 4.20 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Peapack Gladstone Financial and its competitors. According to the industry distribution chart, Peapack Gladstone Financial ranks #770 out of 1094 companies in the Banks industry, placing it in the top 70.4%.
Is Peapack Gladstone Financial's 10-Year RORE % too high?
Peapack Gladstone Financial's current 10-Year RORE % is 4.20. The Banks industry median 10-Year RORE % is 10.66. Peapack Gladstone Financial's value of 4.20 is 60.6% below this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #770 out of 1094 companies in the Banks industry, which is below the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's 10-Year RORE % compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #770 out of 1094 companies for 10-Year RORE %. This places Peapack Gladstone Financial in the lower half of its industry. The industry median 10-Year RORE % is 10.66. Peapack Gladstone Financial's value of 4.20 is 60.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.66, based on 1,094 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current 10-Year RORE % of 4.20 is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median 10-Year RORE % is 10.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current 10-Year RORE % is 4.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (FRA:45V) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.42, compared to a current price of €39.60 — trading 18.5% above its estimated fair value. The current 10-Year RORE % is 4.20 and 60.6% below the Banks industry median of 10.66. Peapack Gladstone Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Peapack Gladstone Financial (FRA:45V), the current 10-Year RORE % is 4.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (FRA:45V) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of €39.60 is trading 18.5% above its estimated GF Value™ of €33.42.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for FRA:45V:
10-Year RORE %: 4.20
GF Value™: €33.42 vs. price of €39.60 (18.5% above fair value)
Industry Position: 60.6% below the Banks median (#770 of 1094)
No single metric tells the full story. See the FRA:45V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
74GF Score
Get the complete analysis for FRA:45V
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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