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Peapack Gladstone FinancialFRA:45V -0.50%74 5-Year Yield-on-Cost % is 0.43 as of Aug. 20, 2026, which is 36% below its 10-year median of 0.67. GuruFocus rates FRA:45V with a GF Score™ of 74/100 and a GF Value™ of €33.42 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, Peapack Gladstone Financial ranks worse than 97.12% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Peapack Gladstone Financial 5-Year Yield-on-Cost % Related Terms
FRA:45V vs ALRS, HTB, ORRF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Peapack Gladstone Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Peapack Gladstone Financial (FRA:45V) has a 5-Year Yield-on-Cost % of 0.43 as of Aug. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Peapack Gladstone Financial and its competitors. This is 36% below median its historical median of 0.67. Over the past decade, Peapack Gladstone Financial's 5-Year Yield-on-Cost % has ranged from 0.42 to 1.49. According to the industry distribution chart, Peapack Gladstone Financial ranks #1214 out of 1250 companies in the Banks industry, placing it in the top 97.1%.
Is Peapack Gladstone Financial's 5-Year Yield-on-Cost % too high?
Peapack Gladstone Financial's current 5-Year Yield-on-Cost % of 0.43 is 36% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.49. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Peapack Gladstone Financial's value of 0.43 is 88.8% below this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #1214 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Peapack Gladstone Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's 5-Year Yield-on-Cost % compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #1214 out of 1250 companies for 5-Year Yield-on-Cost %. This places Peapack Gladstone Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Peapack Gladstone Financial's value of 0.43 is 88.8% below this benchmark. Historically, Peapack Gladstone Financial's own 5-Year Yield-on-Cost % has ranged from 0.42 to 1.49 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 3.84, Peapack Gladstone Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current 5-Year Yield-on-Cost % of 0.43 is 88.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current 5-Year Yield-on-Cost % is 0.43, which is 36% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (FRA:45V) is currently considered Modestly Overvalued. The stock's GF Value™ is €33.42, compared to a current price of €39.60 — trading 18.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.43, which is 36% below median its 10-year median of 0.67 and 88.8% below the Banks industry median of 3.84. Peapack Gladstone Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Peapack Gladstone Financial (FRA:45V), the current 5-Year Yield-on-Cost % is 0.43 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (FRA:45V) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of €39.60 is trading 18.5% above its estimated GF Value™ of €33.42.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for FRA:45V:
5-Year Yield-on-Cost %: 0.43 (36% below median its 10-year median of 0.67)
GF Value™: €33.42 vs. price of €39.60 (18.5% above fair value)
Industry Position: 88.8% below the Banks median (#1214 of 1250)
No single metric tells the full story. See the FRA:45V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
74GF Score
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