EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil.
SaveLend Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €0.01 Mil. Therefore, SaveLend Group AB's EV-to-FCF for today is 1,645.50.
The historical rank and industry rank for SaveLend Group AB's EV-to-FCF or its related term are showing as below:
FRA:70D'
s EV-to-FCF Range Over the Past 10 Years
Min: -539.46 Med: -11.4 Max: 1577.47
Current: 1577.47
During the past 7 years, the highest EV-to-FCF of SaveLend Group AB was 1577.47. The lowest was -539.46. And the median was -11.40.
FRA:70D's EV-to-FCF is ranked worse than 98.49% of 265
companies
in the Credit Services industry
Industry Median: 13.6
vs FRA:70D: 1577.47
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SaveLend Group AB's PE Ratio (TTM) for today is calculated as:
SaveLend Group AB's share price for today is €0.144.
SaveLend Group AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.001.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SaveLend Group AB EV-to-FCF Related Terms
SaveLend Group AB EV-to-FCF Historical Data
* Premium members only.
The historical data trend for SaveLend Group AB's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SaveLend Group AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's EV-to-FCF falls into.
SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.01 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (FRA:70D) has a EV-to-FCF of 1,645.50 as of Jul. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #261 out of 265 companies in the Credit Services industry, placing it in the top 98.5%.
Is SaveLend Group AB's EV-to-FCF too high?
SaveLend Group AB's current EV-to-FCF is 1,645.50. The Credit Services industry median EV-to-FCF is 13.60. SaveLend Group AB's value of 1,645.50 is 11999.3% above this industry median. Based on the distribution chart, SaveLend Group AB ranks #261 out of 265 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SaveLend Group AB has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #261 out of 265 companies for EV-to-FCF. This places SaveLend Group AB in the lower half of its industry. The industry median EV-to-FCF is 13.60. SaveLend Group AB's value of 1,645.50 is 11999.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.60, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current EV-to-FCF of 1,645.50 is 11999.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current EV-to-FCF is 1,645.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
SaveLend Group AB (FRA:70D) has a current EV-to-FCF of 1,645.50. The stock's GF Value™ is €0.14, compared to a current price of €0.14 — trading 2.9% above its estimated fair value. The current EV-to-FCF is 1,645.50 and 11999.3% above the Credit Services industry median of 13.60. SaveLend Group AB's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SaveLend Group AB (FRA:70D), the current EV-to-FCF is 1,645.50 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (FRA:70D) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be overvalued.
The current stock price of €0.14 is trading 2.9% above its estimated GF Value™ of €0.14.
Key valuation signals for FRA:70D:
EV-to-FCF: 1,645.50
GF Value™: €0.14 vs. price of €0.14 (2.9% above fair value)
Industry Position: 11999.3% above the Credit Services median (#261 of 265)
No single metric tells the full story. See the FRA:70D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
58GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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