FRA:75C'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.22 Med: 2.49 Max: 5.69
Current: 1.26
During the past 13 years, the highest EV-to-FCF of China Pacific Insurance (Group) Co was 5.69. The lowest was 1.22. And the median was 2.49.
FRA:75C's EV-to-FCF is ranked better than 91.39% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs FRA:75C: 1.26
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
China Pacific Insurance (Group) Co (FRA:75C) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
China Pacific Insurance (Group) Co's PE Ratio (TTM) for today is calculated as:
China Pacific Insurance (Group) Co's share price for today is €3.04.
China Pacific Insurance (Group) Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.664.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
China Pacific Insurance (Group) Co EV-to-FCF Related Terms
China Pacific Insurance (Group) Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Pacific Insurance (Group) Co EV-to-FCF Chart
For the Insurance - Life subindustry, China Pacific Insurance (Group) Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Pacific Insurance (Group) Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, China Pacific Insurance (Group) Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where China Pacific Insurance (Group) Co's EV-to-FCF falls into.
China Pacific Insurance (Group) Co's current Enterprise Value is €30,579 Mil.
China Pacific Insurance (Group) Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €23,017 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Pacific Insurance (Group) Co (FRA:75C) has a EV-to-FCF of 1.33 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Pacific Insurance (Group) Co and its competitors. This is 47% below median its historical median of 2.49. Over the past decade, China Pacific Insurance (Group) Co's EV-to-FCF has ranged from 1.22 to 5.69. According to the industry distribution chart, China Pacific Insurance (Group) Co ranks #34 out of 395 companies in the Insurance industry, placing it in the top 8.6%.
Is China Pacific Insurance (Group) Co's EV-to-FCF too high?
China Pacific Insurance (Group) Co's current EV-to-FCF of 1.33 is 47% below median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 5.69. The Insurance industry median EV-to-FCF is 9.32. China Pacific Insurance (Group) Co's value of 1.33 is 85.7% below this industry median. Based on the distribution chart, China Pacific Insurance (Group) Co ranks #34 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Pacific Insurance (Group) Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Pacific Insurance (Group) Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, China Pacific Insurance (Group) Co ranks #34 out of 395 companies for EV-to-FCF. This places China Pacific Insurance (Group) Co in the top 9% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. China Pacific Insurance (Group) Co's value of 1.33 is 85.7% below this benchmark. Historically, China Pacific Insurance (Group) Co's own EV-to-FCF has ranged from 1.22 to 5.69 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 9.32, China Pacific Insurance (Group) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Pacific Insurance (Group) Co's current EV-to-FCF of 1.33 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Pacific Insurance (Group) Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Pacific Insurance (Group) Co's current EV-to-FCF is 1.33, which is 47% below median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Pacific Insurance (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co (FRA:75C) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.97, compared to a current price of €3.04 — trading 23.4% below its estimated fair value. The current EV-to-FCF is 1.33, which is 47% below median its 10-year median of 2.49 and 85.7% below the Insurance industry median of 9.32. China Pacific Insurance (Group) Co's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For China Pacific Insurance (Group) Co (FRA:75C), the current EV-to-FCF is 1.33 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Pacific Insurance (Group) Co (FRA:75C) Overvalued in 2026?
Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued.
The current stock price of €3.04 is trading 23.4% below its estimated GF Value™ of €3.97.
GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.
Key valuation signals for FRA:75C:
EV-to-FCF: 1.33 (47% below median its 10-year median of 2.49)
GF Value™: €3.97 vs. price of €3.04 (23.4% below fair value)
Industry Position: 85.7% below the Insurance median (#34 of 395)
No single metric tells the full story. See the FRA:75C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Pacific Insurance (Group) Co Business Description
Established in 1988, China Pacific Insurance is China's third-largest life insurer and third-largest general property and casualty insurer, with headquarters in Beijing. The company strives to create an integrated financial services platform that encompasses insurance, banking, and asset management. CPIC's major shareholders are state-owned companies related to the Shanghai government.
67GF Score
Get the complete analysis for FRA:75C
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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