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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Ochrony Srodowiska's Enterprise Value is €-529.3 Mil.
Bank Ochrony Srodowiska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-67.7 Mil. Therefore, Bank Ochrony Srodowiska's EV-to-FCF for today is 7.82.
The historical rank and industry rank for Bank Ochrony Srodowiska's EV-to-FCF or its related term are showing as below:
FRA:967'
s EV-to-FCF Range Over the Past 10 Years
Min: -95.23 Med: 0.97 Max: 139.13
Current: 7.81
During the past 13 years, the highest EV-to-FCF of Bank Ochrony Srodowiska was 139.13. The lowest was -95.23. And the median was 0.97.
FRA:967's EV-to-FCF is ranked worse than 54.21% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs FRA:967: 7.81
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank Ochrony Srodowiska (FRA:967) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank Ochrony Srodowiska's PE Ratio (TTM) for today is calculated as:
Bank Ochrony Srodowiska's share price for today is €2.075.
Bank Ochrony Srodowiska's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.479.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Ochrony Srodowiska's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ochrony Srodowiska EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank Ochrony Srodowiska's EV-to-FCF falls into.
Bank Ochrony Srodowiska's current Enterprise Value is €-529.3 Mil.
Bank Ochrony Srodowiska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-67.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Ochrony Srodowiska (FRA:967) has a EV-to-FCF of 7.82 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Ochrony Srodowiska and its competitors. This is 706% above median its historical median of 0.97. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #650 out of 1199 companies in the Banks industry, placing it in the top 54.2%.
Is Bank Ochrony Srodowiska's EV-to-FCF too high?
Bank Ochrony Srodowiska's current EV-to-FCF of 7.82 is 706% above median its 10-year median of 0.97. The Banks industry median EV-to-FCF is 6.57. Bank Ochrony Srodowiska's value of 7.82 is 19% above this industry median. Based on the distribution chart, Bank Ochrony Srodowiska ranks #650 out of 1199 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Ochrony Srodowiska has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #650 out of 1199 companies for EV-to-FCF. This places Bank Ochrony Srodowiska in the lower half of its industry. The industry median EV-to-FCF is 6.57. Bank Ochrony Srodowiska's value of 7.82 is 19% above this benchmark. While the company's 10-year median is 0.97 vs. the industry median of 6.57, Bank Ochrony Srodowiska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ochrony Srodowiska's current EV-to-FCF of 7.82 is 19% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current EV-to-FCF is 7.82, which is 706% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Bank Ochrony Srodowiska (FRA:967) has a current EV-to-FCF of 7.82. The stock's GF Value™ is €2.23, compared to a current price of €2.08 — trading 7% below its estimated fair value. The current EV-to-FCF is 7.82, which is 706% above median its 10-year median of 0.97 and 19% above the Banks industry median of 6.57. Bank Ochrony Srodowiska's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Ochrony Srodowiska (FRA:967), the current EV-to-FCF is 7.82 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ochrony Srodowiska (FRA:967) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued.
The current stock price of €2.08 is trading 7% below its estimated GF Value™ of €2.23.
Key valuation signals for FRA:967:
EV-to-FCF: 7.82 (706% above median its 10-year median of 0.97)
GF Value™: €2.23 vs. price of €2.08 (7% below fair value)
Industry Position: 19% above the Banks median (#650 of 1199)
No single metric tells the full story. See the FRA:967 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
77GF Score
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