ConnectOne BancorpFRA:CBM -0.71%65 EV-to-FCF is 24.98 as of Jul. 08, 2026, which is 59% above its 10-year median of 15.76. GuruFocus rates FRA:CBM with a GF Score™ of 65/100 and a GF Value™ of €24.57 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,192 Banks companies, ConnectOne Bancorp ranks worse than 85.32% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ConnectOne Bancorp's Enterprise Value is €2,146.0 Mil.
ConnectOne Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €85.9 Mil. Therefore, ConnectOne Bancorp's EV-to-FCF for today is 24.98.
The historical rank and industry rank for ConnectOne Bancorp's EV-to-FCF or its related term are showing as below:
FRA:CBM'
s EV-to-FCF Range Over the Past 10 Years
Min: 7.21 Med: 15.76 Max: 48.01
Current: 24.35
During the past 13 years, the highest EV-to-FCF of ConnectOne Bancorp was 48.01. The lowest was 7.21. And the median was 15.76.
FRA:CBM's EV-to-FCF is ranked worse than 85.32% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs FRA:CBM: 24.35
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ConnectOne Bancorp's PE Ratio (TTM) for today is calculated as:
ConnectOne Bancorp's share price for today is €28.00.
ConnectOne Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.477.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
ConnectOne Bancorp EV-to-FCF Related Terms
ConnectOne Bancorp EV-to-FCF Historical Data
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The historical data trend for ConnectOne Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ConnectOne Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ConnectOne Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, ConnectOne Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where ConnectOne Bancorp's EV-to-FCF falls into.
ConnectOne Bancorp's current Enterprise Value is €2,146.0 Mil.
ConnectOne Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €85.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ConnectOne Bancorp (FRA:CBM) has a EV-to-FCF of 24.98 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ConnectOne Bancorp and its competitors. This is 59% above median its historical median of 15.76. Over the past decade, ConnectOne Bancorp's EV-to-FCF has ranged from 7.21 to 48.01. According to the industry distribution chart, ConnectOne Bancorp ranks #1017 out of 1192 companies in the Banks industry, placing it in the top 85.3%.
Is ConnectOne Bancorp's EV-to-FCF too high?
ConnectOne Bancorp's current EV-to-FCF of 24.98 is 59% above median its 10-year median of 15.76. Over the past 10 years, this metric has ranged from a low of 7.21 to a high of 48.01. The Banks industry median EV-to-FCF is 6.61. ConnectOne Bancorp's value of 24.98 is 277.9% above this industry median. Based on the distribution chart, ConnectOne Bancorp ranks #1017 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ConnectOne Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ConnectOne Bancorp's EV-to-FCF compare to BFC and BY?
According to the Banks industry distribution chart, ConnectOne Bancorp ranks #1017 out of 1192 companies for EV-to-FCF. This places ConnectOne Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.61. ConnectOne Bancorp's value of 24.98 is 277.9% above this benchmark. Historically, ConnectOne Bancorp's own EV-to-FCF has ranged from 7.21 to 48.01 over the past decade. While the company's 10-year median is 15.76 vs. the industry median of 6.61, ConnectOne Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ConnectOne Bancorp's current EV-to-FCF of 24.98 is 277.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ConnectOne Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ConnectOne Bancorp's current EV-to-FCF is 24.98, which is 59% above median its own 10-year median of 15.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ConnectOne Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ConnectOne Bancorp (FRA:CBM) is currently considered Modestly Overvalued. The stock's GF Value™ is €24.57, compared to a current price of €28.00 — trading 14% above its estimated fair value. The current EV-to-FCF is 24.98, which is 59% above median its 10-year median of 15.76 and 277.9% above the Banks industry median of 6.61. ConnectOne Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For ConnectOne Bancorp (FRA:CBM), the current EV-to-FCF is 24.98 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ConnectOne Bancorp (FRA:CBM) Overvalued in 2026?
Based on GuruFocus' analysis, ConnectOne Bancorp stock appears to be overvalued.
The current stock price of €28.00 is trading 14% above its estimated GF Value™ of €24.57.
GuruFocus considers ConnectOne Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:CBM:
EV-to-FCF: 24.98 (59% above median its 10-year median of 15.76)
GF Value™: €24.57 vs. price of €28.00 (14% above fair value)
Industry Position: 277.9% above the Banks median (#1017 of 1192)
No single metric tells the full story. See the FRA:CBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ConnectOne Bancorp Inc is a community-based, full-service New Jersey-chartered commercial bank. Substantially all loans are secured with various types of collateral, including business assets, consumer assets, and commercial/residential real estate. Each borrower's ability to repay its loans is dependent on the conversion of assets, cash flows generated from the borrowers' business, real estate rental, and consumer wages.
65GF Score
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