EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Norion Bank AB's Enterprise Value is €1,253.6 Mil.
Norion Bank AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-80.9 Mil. Therefore, Norion Bank AB's EV-to-FCF for today is -15.50.
The historical rank and industry rank for Norion Bank AB's EV-to-FCF or its related term are showing as below:
FRA:FN1'
s EV-to-FCF Range Over the Past 10 Years
Min: -41.7 Med: 7.45 Max: 55.37
Current: -16.13
During the past 10 years, the highest EV-to-FCF of Norion Bank AB was 55.37. The lowest was -41.70. And the median was 7.45.
FRA:FN1's EV-to-FCF is ranked worse than 100% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs FRA:FN1: -16.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Norion Bank AB's PE Ratio (TTM) for today is calculated as:
Norion Bank AB's share price for today is €5.42.
Norion Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.608.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Norion Bank AB EV-to-FCF Related Terms
Norion Bank AB EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Norion Bank AB's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Norion Bank AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's EV-to-FCF falls into.
Norion Bank AB's current Enterprise Value is €1,253.6 Mil.
Norion Bank AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-80.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Norion Bank AB (FRA:FN1) has a EV-to-FCF of -15.50 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Norion Bank AB and its competitors. According to the industry distribution chart, Norion Bank AB ranks #999999 out of 1195 companies in the Banks industry.
Is Norion Bank AB's EV-to-FCF too high?
Norion Bank AB's current EV-to-FCF is -15.50. Based on the distribution chart, Norion Bank AB ranks #999999 out of 1195 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #999999 out of 1195 companies for EV-to-FCF. This places Norion Bank AB in the lower half of its industry. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current EV-to-FCF is -15.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current EV-to-FCF is -15.50. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current EV-to-FCF is -15.50 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (FRA:FN1) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for FRA:FN1:
EV-to-FCF: -15.50
GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score
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