Norion Bank AB (FRA:FN1) Asset Turnover: 0.01 (As of Mar. 2026)


FRA:FN1 Norion Bank AB FRA:FN1
50 GF Score
Price €5.42
GF Value €4.02
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Norion Bank AB Asset Turnover?

Norion Bank AB FRA:FN1 -0.91% 50 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates FRA:FN1 with a GF Score™ of 50/100 and a GF Value™ of €4.02 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Norion Bank AB's Revenue for the three months ended in Mar. 2026 was €84.3 Mil. Norion Bank AB's Total Assets for the quarter that ended in Mar. 2026 was €6,280.9 Mil. Therefore, Norion Bank AB's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Norion Bank AB's annualized ROE % for the quarter that ended in Mar. 2026 was 11.95%. It is also linked to ROA % through Du Pont Formula. Norion Bank AB's annualized ROA % for the quarter that ended in Mar. 2026 was 1.78%.


Norion Bank AB  (FRA:FN1) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Norion Bank AB's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=111.78/935.086
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(111.78 / 337.192)*(337.192 / 6280.8535)*(6280.8535/ 935.086)
=Net Margin %*Asset Turnover*Equity Multiplier
=33.15 %*0.0537*6.7169
=ROA %*Equity Multiplier
=1.78 %*6.7169
=11.95 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Norion Bank AB's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=111.78/6280.8535
=(Net Income / Revenue)*(Revenue / Total Assets)
=(111.78 / 337.192)*(337.192 / 6280.8535)
=Net Margin %*Asset Turnover
=33.15 %*0.0537
=1.78 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Norion Bank AB Asset Turnover Related Terms


Norion Bank AB Asset Turnover Historical Data

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The historical data trend for Norion Bank AB's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB Asset Turnover Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.07 0.07 0.06 0.06

Norion Bank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.01 0.01 0.01 0.01

FRA:FN1 vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, Norion Bank AB's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norion Bank AB Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Norion Bank AB's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Norion Bank AB's Asset Turnover falls into.


FRA:FN1
50GF Score
Norion Bank AB FRA:FN1
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Norion Bank AB Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Norion Bank AB's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=343.125/( (5842.67+6205.203)/ 2 )
=343.125/6023.9365
=0.06

Norion Bank AB's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=84.298/( (6205.203+6356.504)/ 2 )
=84.298/6280.8535
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Norion Bank AB (FRA:FN1) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Norion Bank AB and its competitors.
Is Norion Bank AB's Asset Turnover too high?
Norion Bank AB's current Asset Turnover is 0.01. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's Asset Turnover compare to PNC and USB?
Norion Bank AB's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Norion Bank AB and its competitors. Norion Bank AB's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current Asset Turnover is 0.01. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (FRA:FN1) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02. GuruFocus considers Norion Bank AB to be Significantly Overvalued.

Key valuation signals for FRA:FN1:

  • Asset Turnover: 0.01
  • GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORION:SwedenNORIOs:UK
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score

Get the complete analysis for FRA:FN1

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.42
Price
€4.02
GF Value