Norion Bank AB (FRA:FN1) Moat Score: 0/10 (As of Jun. 26, 2026)


FRA:FN1 Norion Bank AB FRA:FN1
50 GF Score
Price €5.42
GF Value €4.02
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Norion Bank AB Moat Score?

Norion Bank AB has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Norion Bank AB has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Norion Bank AB might have No Moat - No discernible moat.

Norion Bank AB  (FRA:FN1) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Norion Bank AB Moat Score Related Terms

FRA:FN1
50GF Score
Norion Bank AB FRA:FN1
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Norion Bank AB (FRA:FN1) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02. GuruFocus considers Norion Bank AB to be Significantly Overvalued.

Key valuation signals for FRA:FN1:

  • Moat Score: 0
  • GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Norion Bank AB Business Description

Other Exchanges NORION:SwedenNORIOs:UK
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score

Get the complete analysis for FRA:FN1

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.42
Price
€4.02
GF Value