Norion Bank AB (FRA:FN1) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

What is Norion Bank AB LT-Debt-to-Total-Asset?

Norion Bank AB FRA:FN1 -0.91% 50 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates FRA:FN1 with a GF Score™ of 50/100 and a GF Value™ of €4.02 (Significantly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Norion Bank AB's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Norion Bank AB's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.04). It may suggest that Norion Bank AB is progressively becoming more dependent on debt to grow their business.

Norion Bank AB (FRA:FN1) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Norion Bank AB LT-Debt-to-Total-Asset Related Terms

Norion Bank AB LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Norion Bank AB's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB LT-Debt-to-Total-Asset Chart

Norion Bank AB Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.13

0.07

0.03

0.05

0.04

Norion Bank AB Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.04	0.04	0.04	0.04

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Norion Bank AB FRA:FN1

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Norion Bank AB LT-Debt-to-Total-Asset Calculation

Norion Bank AB's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	270.99	/	6205.203
	=	0.04

Norion Bank AB's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	262.92	/	6356.504
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Norion Bank AB (FRA:FN1) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Norion Bank AB and its competitors.

Is Norion Bank AB's LT-Debt-to-Total-Asset too high?

Norion Bank AB's current LT-Debt-to-Total-Asset is 0.04. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Norion Bank AB's LT-Debt-to-Total-Asset compare to PNC and USB?

Norion Bank AB's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Norion Bank AB and its competitors. Norion Bank AB's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Norion Bank AB stock overvalued right now?

Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (FRA:FN1) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02. GuruFocus considers Norion Bank AB to be Significantly Overvalued.

Key valuation signals for FRA:FN1:

LT-Debt-to-Total-Asset: 0.04
GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Norion Bank AB Business Description

Industry Financial Services Banks

Comparable Companies OSTO:AVARDA OSTO:MORROW OSTO:LEA OSTO:AZA SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK NSE:SBIN PNC BSP:ITUB3 HKSE:01658 USB SGX:O39

Other Exchanges NORION:Sweden NORIOs:UK

Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09

Website https://www.norionbank.se

Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.

50GF Score

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€5.42

Price

€4.02

GF Value

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