Norion Bank ABFRA:FN1 -0.91%50 PE Ratio (TTM) is 8.91 as of Jun. 26, 2026, which is 31% above its 10-year median of 6.80. GuruFocus rates FRA:FN1 with a GF Score™ of 50/100 and a GF Value™ of €4.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,442 Banks companies, Norion Bank AB ranks better than 69.83% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-26), Norion Bank AB's share price is
€5.42.
Norion Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.61. Therefore, Norion Bank AB's PE Ratio (TTM) for today is 8.91.
Warning Sign:
Norion Bank AB stock PE Ratio (=9.34) is close to 5-year high of 10.32.
The historical rank and industry rank for Norion Bank AB's PE Ratio (TTM) or its related term are showing as below:
FRA:FN1'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 4.84 Med: 6.8 Max: 10.32
Current: 9.27
During the past 10 years, the highest PE Ratio (TTM) of Norion Bank AB was 10.32. The lowest was 4.84. And the median was 6.80.
FRA:FN1's PE Ratio (TTM) is ranked better than 69.83% of 1442
companies
in the Banks industry
Industry Median: 11.665
vs FRA:FN1: 9.27
During the past 12 months, Norion Bank AB's average EPS without NRIGrowth Rate was 1.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 8.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 29.40% per year.
During the past 10 years, Norion Bank AB's highest 3-Year average EPS without NRI Growth Rate was 58.30% per year. The lowest was -15.10% per year. And the median was 16.70% per year.
Norion Bank AB's EPS (Basic) for the
three
months ended in Mar. 2026 was €0.14.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.61.
Norion Bank AB (FRA:FN1) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Norion Bank AB PE Ratio (TTM) Related Terms
Norion Bank AB PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Norion Bank AB's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Norion Bank AB's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Norion Bank AB's PE Ratio (TTM) for today is calculated as
Norion Bank AB's Share Price of today is €5.42.
Norion Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Norion Bank AB (FRA:FN1) has a PE Ratio (TTM) of 8.91 as of Jun. 26, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Norion Bank AB and its competitors. This is 31% above median its historical median of 6.80. Over the past decade, Norion Bank AB's PE Ratio (TTM) has ranged from 4.84 to 10.32. According to the industry distribution chart, Norion Bank AB ranks #435 out of 1442 companies in the Banks industry, placing it in the top 30.2%.
Is Norion Bank AB's PE Ratio (TTM) too high?
Norion Bank AB's current PE Ratio (TTM) of 8.91 is 31% above median its 10-year median of 6.80. Over the past 10 years, this metric has ranged from a low of 4.84 to a high of 10.32. The Banks industry median PE Ratio (TTM) is 11.67. Norion Bank AB's value of 8.91 is 23.6% below this industry median. Based on the distribution chart, Norion Bank AB ranks #435 out of 1442 companies in the Banks industry, which is above the industry midpoint. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's PE Ratio (TTM) compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #435 out of 1442 companies for PE Ratio (TTM). This puts Norion Bank AB in the upper half of its industry. The industry median PE Ratio (TTM) is 11.67. Norion Bank AB's value of 8.91 is 23.6% below this benchmark. Historically, Norion Bank AB's own PE Ratio (TTM) has ranged from 4.84 to 10.32 over the past decade. While the company's 10-year median is 6.80 vs. the industry median of 11.67, Norion Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.67, based on 1,442 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current PE Ratio (TTM) of 8.91 is 23.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current PE Ratio (TTM) is 8.91, which is 31% above median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current PE Ratio (TTM) is 8.91, which is 31% above median its 10-year median of 6.80 and 23.6% below the Banks industry median of 11.67. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current PE Ratio (TTM) is 8.91 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (FRA:FN1) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for FRA:FN1:
PE Ratio (TTM): 8.91 (31% above median its 10-year median of 6.80)
GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
Industry Position: 23.6% below the Banks median (#435 of 1442)
No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score
Get the complete analysis for FRA:FN1
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:FN1 has been successfully added to your 
