Norion Bank ABFRA:FN1 -0.91%50 PS Ratio is 3.13 as of Jun. 26, 2026, which is 35% above its 10-year median of 2.31. GuruFocus rates FRA:FN1 with a GF Score™ of 50/100 and a GF Value™ of €4.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Norion Bank AB ranks worse than 55.51% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Norion Bank AB's share price is €5.42.
Norion Bank AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €1.73. Hence, Norion Bank AB's PS Ratio for today is 3.13.
The historical rank and industry rank for Norion Bank AB's PS Ratio or its related term are showing as below:
FRA:FN1'
s PS Ratio Range Over the Past 10 Years
Min: 1.66 Med: 2.31 Max: 3.86
Current: 3.26
During the past 10 years, Norion Bank AB's highest PS Ratio was 3.86. The lowest was 1.66. And the median was 2.31.
FRA:FN1's PS Ratio is ranked worse than 55.51% of 1515
companies
in the Banks industry
Industry Median: 2.98
vs FRA:FN1: 3.26
Norion Bank AB revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Norion Bank AB was 3.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.90% per year.
During the past 10 years, Norion Bank AB's highest 3-Year average Revenue per Share Growth Rate was 23.60% per year. The lowest was 5.10% per year. And the median was 16.70% per year.
Back to Basics: PS Ratio
Norion Bank AB (FRA:FN1) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Norion Bank AB PS Ratio Related Terms
Norion Bank AB PS Ratio Historical Data
* Premium members only.
The historical data trend for Norion Bank AB's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Norion Bank AB's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's PS Ratio distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Norion Bank AB's Share Price of today is €5.42. Norion Bank AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.73.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Norion Bank AB (FRA:FN1) has a PS Ratio of 3.13 as of Jun. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Norion Bank AB and its competitors. This is 35% above median its historical median of 2.31. Over the past decade, Norion Bank AB's PS Ratio has ranged from 1.66 to 3.86. According to the industry distribution chart, Norion Bank AB ranks #841 out of 1515 companies in the Banks industry, placing it in the top 55.5%.
Is Norion Bank AB's PS Ratio too high?
Norion Bank AB's current PS Ratio of 3.13 is 35% above median its 10-year median of 2.31. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 3.86. The Banks industry median PS Ratio is 2.98. Norion Bank AB's value of 3.13 is 5% above this industry median. Based on the distribution chart, Norion Bank AB ranks #841 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #841 out of 1515 companies for PS Ratio. This places Norion Bank AB in the lower half of its industry. The industry median PS Ratio is 2.98. Norion Bank AB's value of 3.13 is 5% above this benchmark. Historically, Norion Bank AB's own PS Ratio has ranged from 1.66 to 3.86 over the past decade. While the company's 10-year median is 2.31 vs. the industry median of 2.98, Norion Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current PS Ratio of 3.13 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current PS Ratio is 3.13, which is 35% above median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (FRA:FN1) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.02, compared to a current price of €5.42 — trading 34.8% above its estimated fair value. The current PS Ratio is 3.13, which is 35% above median its 10-year median of 2.31 and 5% above the Banks industry median of 2.98. Norion Bank AB's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Norion Bank AB (FRA:FN1), the current PS Ratio is 3.13 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (FRA:FN1) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of €5.42 is trading 34.8% above its estimated GF Value™ of €4.02.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for FRA:FN1:
PS Ratio: 3.13 (35% above median its 10-year median of 2.31)
GF Value™: €4.02 vs. price of €5.42 (34.8% above fair value)
Industry Position: 5% above the Banks median (#841 of 1515)
No single metric tells the full story. See the FRA:FN1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
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