Genworth FinancialFRA:GGK +1.82%62 EV-to-FCF is 10.92 as of Jul. 04, 2026, which is 217% above its 10-year median of 3.45. GuruFocus rates FRA:GGK with a GF Score™ of 62/100 and a GF Value™ of €6.56. The stock has 6 warning signs investors should review. Among 395 Insurance companies, Genworth Financial ranks worse than 53.42% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Genworth Financial's Enterprise Value is €3,592 Mil.
Genworth Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €329 Mil. Therefore, Genworth Financial's EV-to-FCF for today is 10.92.
The historical rank and industry rank for Genworth Financial's EV-to-FCF or its related term are showing as below:
FRA:GGK'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.66 Med: 3.45 Max: 40.75
Current: 10.67
During the past 13 years, the highest EV-to-FCF of Genworth Financial was 40.75. The lowest was 0.66. And the median was 3.45.
FRA:GGK's EV-to-FCF is ranked worse than 53.42% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs FRA:GGK: 10.67
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Genworth Financial's PE Ratio (TTM) for today is calculated as:
Genworth Financial's share price for today is €8.40.
Genworth Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.447.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Genworth Financial EV-to-FCF Related Terms
Genworth Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Genworth Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Genworth Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genworth Financial EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Genworth Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Genworth Financial's EV-to-FCF falls into.
Genworth Financial's current Enterprise Value is €3,592 Mil.
Genworth Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €329 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genworth Financial (FRA:GGK) has a EV-to-FCF of 10.92 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Genworth Financial and its competitors. This is 217% above median its historical median of 3.45. Over the past decade, Genworth Financial's EV-to-FCF has ranged from 0.66 to 40.75. According to the industry distribution chart, Genworth Financial ranks #211 out of 395 companies in the Insurance industry, placing it in the top 53.4%.
Is Genworth Financial's EV-to-FCF too high?
Genworth Financial's current EV-to-FCF of 10.92 is 217% above median its 10-year median of 3.45. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 40.75. The Insurance industry median EV-to-FCF is 9.32. Genworth Financial's value of 10.92 is 17.2% above this industry median. Based on the distribution chart, Genworth Financial ranks #211 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, Genworth Financial has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's EV-to-FCF compare to BHF and FG?
According to the Insurance industry distribution chart, Genworth Financial ranks #211 out of 395 companies for EV-to-FCF. This places Genworth Financial in the lower half of its industry. The industry median EV-to-FCF is 9.32. Genworth Financial's value of 10.92 is 17.2% above this benchmark. Historically, Genworth Financial's own EV-to-FCF has ranged from 0.66 to 40.75 over the past decade. While the company's 10-year median is 3.45 vs. the industry median of 9.32, Genworth Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current EV-to-FCF of 10.92 is 17.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current EV-to-FCF is 10.92, which is 217% above median its own 10-year median of 3.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (FRA:GGK) has a current EV-to-FCF of 10.92. The stock's GF Value™ is €6.56, compared to a current price of €8.40 — trading 28% above its estimated fair value. The current EV-to-FCF is 10.92, which is 217% above median its 10-year median of 3.45 and 17.2% above the Insurance industry median of 9.32. Genworth Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Genworth Financial (FRA:GGK), the current EV-to-FCF is 10.92 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genworth Financial (FRA:GGK) Overvalued in 2026?
Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued.
The current stock price of €8.40 is trading 28% above its estimated GF Value™ of €6.56.
Key valuation signals for FRA:GGK:
EV-to-FCF: 10.92 (217% above median its 10-year median of 3.45)
GF Value™: €6.56 vs. price of €8.40 (28% above fair value)
Industry Position: 17.2% above the Insurance median (#211 of 395)
No single metric tells the full story. See the FRA:GGK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
62GF Score
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