Shinhan Financial Group Co (FRA:KSF1) EV-to-FCF: 9.09 (As of Jul. 14, 2026) — 37% Below Median

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FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €62.00
GF Value €31.51
! 7 Warning Signs
View Full Analysis

What is Shinhan Financial Group Co EV-to-FCF?

Shinhan Financial Group Co FRA:KSF1 +3.33% 46 EV-to-FCF is 9.09 as of Jul. 14, 2026, which is 37% below its 10-year median of 14.36. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €31.51. The stock has 7 warning signs investors should review. Among 1,199 Banks companies, Shinhan Financial Group Co ranks worse than 58.47% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Shinhan Financial Group Co's Enterprise Value is €85,006 Mil. Shinhan Financial Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €9,352 Mil. Therefore, Shinhan Financial Group Co's EV-to-FCF for today is 9.09.

The historical rank and industry rank for Shinhan Financial Group Co's EV-to-FCF or its related term are showing as below:

FRA:KSF1' s EV-to-FCF Range Over the Past 10 Years
Min: -641.7   Med: 14.36   Max: 918.94
Current: 9.17

During the past 13 years, the highest EV-to-FCF of Shinhan Financial Group Co was 918.94. The lowest was -641.70. And the median was 14.36.

FRA:KSF1's EV-to-FCF is ranked worse than
58.47% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs FRA:KSF1: 9.17

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Shinhan Financial Group Co's stock price is €62.00. Shinhan Financial Group Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €6.243. Therefore, Shinhan Financial Group Co's PE Ratio (TTM) for today is 9.93.


Shinhan Financial Group Co  (FRA:KSF1) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Shinhan Financial Group Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=62.00/6.243
=9.93

Shinhan Financial Group Co's share price for today is €62.00.
Shinhan Financial Group Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6.243.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Shinhan Financial Group Co EV-to-FCF Related Terms


Shinhan Financial Group Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Shinhan Financial Group Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinhan Financial Group Co EV-to-FCF Chart

Shinhan Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.90 17.46 -612.52 32.19 15.35

Shinhan Financial Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.76 13.92 8.38 15.35 8.57

Shinhan Financial Group Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Shinhan Financial Group Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinhan Financial Group Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Shinhan Financial Group Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Shinhan Financial Group Co's EV-to-FCF falls into.


FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shinhan Financial Group Co EV-to-FCF Calculation

Shinhan Financial Group Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=85006.220/9352.466
=9.09

Shinhan Financial Group Co's current Enterprise Value is €85,006 Mil.
Shinhan Financial Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €9,352 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.09 mean?
Shinhan Financial Group Co (FRA:KSF1) has a EV-to-FCF of 9.09 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Shinhan Financial Group Co and its competitors. This is 37% below median its historical median of 14.36. According to the industry distribution chart, Shinhan Financial Group Co ranks #701 out of 1199 companies in the Banks industry, placing it in the top 58.5%.
Is Shinhan Financial Group Co's EV-to-FCF too high?
Shinhan Financial Group Co's current EV-to-FCF of 9.09 is 37% below median its 10-year median of 14.36. The Banks industry median EV-to-FCF is 6.57. Shinhan Financial Group Co's value of 9.09 is 38.4% above this industry median. Based on the distribution chart, Shinhan Financial Group Co ranks #701 out of 1199 companies in the Banks industry, which is below the industry midpoint. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Shinhan Financial Group Co ranks #701 out of 1199 companies for EV-to-FCF. This places Shinhan Financial Group Co in the lower half of its industry. The industry median EV-to-FCF is 6.57. Shinhan Financial Group Co's value of 9.09 is 38.4% above this benchmark. While the company's 10-year median is 14.36 vs. the industry median of 6.57, Shinhan Financial Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinhan Financial Group Co's current EV-to-FCF of 9.09 is 38.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Shinhan Financial Group Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinhan Financial Group Co's current EV-to-FCF is 9.09, which is 37% below median its own 10-year median of 14.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current EV-to-FCF of 9.09. The stock's GF Value™ is €31.51, compared to a current price of €62.00 — trading 96.8% above its estimated fair value. The current EV-to-FCF is 9.09, which is 37% below median its 10-year median of 14.36 and 38.4% above the Banks industry median of 6.57. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current EV-to-FCF is 9.09 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €62.00 is trading 96.8% above its estimated GF Value™ of €31.51.

Key valuation signals for FRA:KSF1:

  • EV-to-FCF: 9.09 (37% below median its 10-year median of 14.36)
  • GF Value™: €31.51 vs. price of €62.00 (96.8% above fair value)
  • GF Score™: 46/100 with 7 warning signs
  • Industry Position: 38.4% above the Banks median (#701 of 1199)

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

Get the complete analysis for FRA:KSF1

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€62.00
Price
€31.51
GF Value