Shinhan Financial Group Co (FRA:KSF1) FCF Margin %: 280.69% (As of Mar. 2026) — 1413% Above Median


FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €51.50
GF Value €31.14
! 3 Warning Signs
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What is Shinhan Financial Group Co FCF Margin %?

Shinhan Financial Group Co FRA:KSF1 -1.90% 46 FCF Margin % is 280.69% as of Mar. 2026, which is 1413% above its 10-year median of 18.55. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €31.14. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Shinhan Financial Group Co ranks better than 83.12% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Shinhan Financial Group Co's Free Cash Flow for the three months ended in Mar. 2026 was €7,628 Mil. Shinhan Financial Group Co's Revenue for the three months ended in Mar. 2026 was €2,718 Mil. Therefore, Shinhan Financial Group Co's FCF Margin % for the quarter that ended in Mar. 2026 was 280.69%.

As of today, Shinhan Financial Group Co's current FCF Yield % is 36.85%.

The historical rank and industry rank for Shinhan Financial Group Co's FCF Margin % or its related term are showing as below:

FRA:KSF1' s FCF Margin % Range Over the Past 10 Years
Min: -41.65   Med: 18.55   Max: 83.16
Current: 83.16


During the past 13 years, the highest FCF Margin % of Shinhan Financial Group Co was 83.16%. The lowest was -41.65%. And the median was 18.55%.

FRA:KSF1's FCF Margin % is ranked better than
83.12% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:KSF1: 83.16


Shinhan Financial Group Co FCF Margin % Related Terms


Shinhan Financial Group Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Shinhan Financial Group Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinhan Financial Group Co FCF Margin % Chart

Shinhan Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.19 41.45 -1.09 21.90 49.45

Shinhan Financial Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 146.38 -93.55 275.44 -106.45 280.69

Shinhan Financial Group Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Shinhan Financial Group Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinhan Financial Group Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Shinhan Financial Group Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Shinhan Financial Group Co's FCF Margin % falls into.


FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinhan Financial Group Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Shinhan Financial Group Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5299.818/10718.07
=49.45 %

Shinhan Financial Group Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=7628.431/2717.777
=280.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 280.69% mean?
Shinhan Financial Group Co (FRA:KSF1) has a FCF Margin % of 280.69% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shinhan Financial Group Co and its competitors. This is 1413% above median its historical median of 18.55. According to the industry distribution chart, Shinhan Financial Group Co ranks #254 out of 1505 companies in the Banks industry, placing it in the top 16.9%.
Is Shinhan Financial Group Co's FCF Margin % too high?
Shinhan Financial Group Co's current FCF Margin % of 280.69% is 1413% above median its 10-year median of 18.55. The Banks industry median FCF Margin % is 26.55. Shinhan Financial Group Co's value of 280.69% is 957.2% above this industry median. Based on the distribution chart, Shinhan Financial Group Co ranks #254 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Shinhan Financial Group Co ranks #254 out of 1505 companies for FCF Margin %. This places Shinhan Financial Group Co in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Shinhan Financial Group Co's value of 280.69% is 957.2% above this benchmark. While the company's 10-year median is 18.55 vs. the industry median of 26.55, Shinhan Financial Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinhan Financial Group Co's current FCF Margin % of 280.69% is 957.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Shinhan Financial Group Co and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinhan Financial Group Co's current FCF Margin % is 280.69%, which is 1413% above median its own 10-year median of 18.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current FCF Margin % of 280.69%. The stock's GF Value™ is €31.14, compared to a current price of €51.50 — trading 65.4% above its estimated fair value. The current FCF Margin % is 280.69%, which is 1413% above median its 10-year median of 18.55 and 957.2% above the Banks industry median of 26.55. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current FCF Margin % is 280.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €51.50 is trading 65.4% above its estimated GF Value™ of €31.14.

Key valuation signals for FRA:KSF1:

  • FCF Margin %: 280.69% (1413% above median its 10-year median of 18.55)
  • GF Value™: €31.14 vs. price of €51.50 (65.4% above fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 957.2% above the Banks median (#254 of 1505)

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

Get the complete analysis for FRA:KSF1

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.50
Price
€31.14
GF Value